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Originally Posted by Savingmonster
I don't have ANY and it feels good. I just have my debit cards... I am very afraid of Credit Cards.
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LOL, I'm more afraid of debit cards! I just know all of my money will be gone if I had a debit card. Knowing that I have to pay it all in one lump sum at the end of the month makes me use a CC more responsibly. It's funny how we all respond differently to various forms of payment!