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I have 2.

1 for business (Visa)
1 for personal (Mastercard)

The wife has

3:

1 for personal
1 for Kohl's
1 for Macy's

I guess she opened up the other two because of one time discount sometime - we pay all of them off every month.

I should also note though I do have a revolving line of credit through my business, which is similiar to a credit card minus the outrageous interest rate. I think I am currently paying around 10%.

I get to deduct that interest.