[MonkeyMama]

I think we may have 4 cards.

2 cards - main one and backup.

I think dh has 2 cards he never canceled. A sears card to get 10% discount and an older card - his first credit card. I know the wisdom is to not cancel old cards but our FICO score is stellar and we shop around an always cancel the old ones when we upgrade. But dh is a little lazier which is probably fine because I cancelled 1 card this year already - try not to overdo it. But he had intended to cancel the sears one after we got the discount.