Re: FICO Score Discount
If you want to compare apples to apples among the scores that lenders see, then get the FICOs. If your FAKOs are in the same range, I wouldn't worry about it. Your scores only really matter at the time you apply for credit, and in the meanwhile they will vary every month.
It just makes me so mad that TU and EX sell their own scores and unless you read the very fine print, you don't realize that you're not getting a FICO. From TU's site:
"The TransUnion TransRisk New Account Credit Score is provided to help you better understand how lenders view your credit report ... TrueCredit is not connected in any way with Fair, Isaac and Company; the credit score provided here is not a so-called FICO score. The credit scores of TransUnion may not be identical in every respect to any consumer credit scores produced by any other company."
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