Re: Help with 2nd Mortgage!!!
Well, as you read through this forum you'll find all sorts of ideas . . .of course, how you implement them depends a lot on the specifics of your circumstance.
1) Anything you can do to make more money? (Tutoring to overtime to freelance video projects to taking in a roommate)
2) Anything you can sell? (garage sale to eBay to consignment shops)
3) Any expenses you can reduce? (coupons to cell phone plans to internet to checking books out at the library)
4) Does your state/county have you appraised at a fair value? (If they think your house is worth more than it is you're probably paying more than you have to in property taxes)
5) Do you get a tax refund at the end of every year? (If so, up your claimed dependants to get more cash now . . .and not give Uncle Sam a free loan)
6) Are you forced to move or are you in a situation where you can wait for your house to appreciate to the loan values?
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