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Originally Posted by creditcardfree
It's worth the effort to those of you with a small amount of money in your EF. Every little bit helps when you are trying to get that EF larger!
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Back in the day when we were building our "EF" (I don't think we called it that but that was what it was) we built a ladder of CDs with $250 in each!!!
Every little bit does indeed help when you're at that stage in your financial life.