[Aleta]

Make sure that you check this completely Tina. We received one also from the same company saying that we owed $567. to JC Penny. We called JC Penny to tell them of the letter and we had them check out the claim and the amount. They didn't know anything about it. We hadn't charged anything to a card with them. The person I spoke with said it sounded like a collection agency with a new way of collecting. I was told to ignor it.

They changed the bankruptcy laws recently and the loan sharks are out in a frenzy to collect from everyone. The way they give young people cards without any other signature should be against the law. Check into it first.