[Aleta]

I didn't read Jeffrey's first article on this subject. I had only read the last 5 or 6 posts. When you have 2 debts that are that close monetarily and an interest rate on the larger one that is 3 times what the smaller one is; I'd say to pay the higher interest rate. But, there are many like the previous poster said above that may have too many to pay out in one month. I had one that was smaller that was a high monthly payment and it just didn't make since to not pay it off. You eliminate one less bill to think about , your envelopes, stamps, time, and aggravation by getting even just one paid off. I know that we had one that was below $800 and one that was below $300. It was so much easier getting rid of those 2 so we could concentrate on the larger one. By the time you get to them, you already see what paying extra can do to eliminate that debt. I just think that every situation is different and one size doesn't fit all. It's good to get a 3rd party to give you some advice on your particular situation.