[TBH]

I just found out today my son (age 3) needs almost two thousand dollars worth of dental work.

Two months ago, I decided NOT to get dental insurance for him since it would have cost me $300/year and his dentist is out-of-network anyway.

Turns out I could have submitted claims even tho the dentist is out of network.

Darn darn darn.

I just thought I'd post this little reminder--insurance is a good thing.

I am upset that I have to come up with $2K, but I am even more upset that my little guy will have to be knocked out to have all this major dental work done.

What a bad day. At least he was very brave during the examination. He cried, but he let them do what they needed to do. I was very proud.