[tinapbeana]

does your software allow 'subcategories'? i use a freeware program called Money Manager EX. when you set up categories, it allows you to have sub-categories underneath them that get reported. for instance, in my setup i have a 'debt' category and underneath that i have subs: student loan, credit card, inlaws, honda card. when i put in say my student loan payment, the category shows up as debt: student loan. when i check the report "where does the money go?" i see debt:student loan, debt:credit cards, debt:inlaws, etc.

i mention this because you could set up this software (or possibly the one your using) to have a category for "Credit Card A" with subcategories for Tuition, Regular Expenses, Impulse Purchases (or something like that). even though you might be sending in say a $500 payment, you could break it down in your software to say

Credit Card A: Tuition: 300
Credit Card A: Regular Expenses: 150
Credit Card A: Impulse Purchases: 50