[bjl584]

All interesting ideas. I am still in the process of buiding up my EF, so right now it is all cash in a high yield mm account. I have thought about what to do once I reach my 6 month living expense target. As I do not want to keep any more than 6 months expenses in my EF account, I will need to figure out what to do with the interest that the account will be earning. Right now I am targeting $16000, at 5.05% interest that would be about $808 in interest earned annually less taxes. I would end up with a little over $600 annually to do something with. That would be a nice little contribution to one of my MF's or for a stock purchase that I may have my eye on at the time. I do like the staggered CD approach to continuously roll over my money. This will be something that I will have to consider before too long.