[LuxLiving]

Short of any other brilliant idea showing up I would ladder it into about six CDs to the tune of how much monthly expenses I would need each month in an emergency situation.

Normal Salary $2500
Monthly Emergency MUST HAVE Expenses $1800
Six $1800 CDs that you just keep rolling over as they mature.

Then I'd toss whatever was left after that into those MFs.

I'm interested in other's responses.