Re: Cash or debit card?
Sorry I should say why bother using plastic? If you are going to use a debit card why not use a CC? Cash or CC. I mean all you have to do is pretend your CC is a checking register. Hmm..then you track every charge on there against your bank balance and determine what you can or cannot spend.
Considering a lot of people overdraft A LOT on debit cards, it has to do more with lack of financial restraint than whether a CC or debit card is used. An overspender is an overspender no matter what is in their hand.
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