Re: Cash or debit card?
It is easier for me to spend cash - so I keep very little cash and use the debit card for most planned expenditures...it takes more discipline to use the debit card for me - I have to write an entry in the checkbook and in the budget software, and then balance the check book later and I know that it takes me extra time to cover all these bases. Doing it this way slows me down on my cash spending and my debit spending and my check writing spending which works out well for our bottom line.
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