[JanH]

I use a debit card which is funny because I really resisted at first. My family thought I was nuts not to want the convenience. It has kept Hubby from using his credit card, because he hates to use cash. I kept having to get more cash out for expenses or pay for checks, so I finally buckled and went to the debit card system. By recording everything in the budget almost immediately, it keeps us from spending because we can see how much of a category is left. My best defense is to stay out of the the stores. I didn't think of them recording what I buy. Probably bores them to tears though. Except for identity problems....hmmmm.