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Originally Posted by Sweepsplayer
Tough call, since your CC is 0% interest. If you're comfortable with it, you're best continuing to pump your EF and pay off your CC later, before the 0% rate ends.
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I think you should continue on your current path of $600/mo towards the EF and $350 towards the CC. You will have that cc paid off in 10 months at that rate and have added $6000 to your EF. Even if you need to stop the EF for a month or two to get the balance paid off prior to the 0% ending that is okay!
I think your plan of converting your roth is excellent. Just add any other funds you have for contribution (up to $4000) before april to count for 2006. Make sure you indicate that it is for 2006 when you send it in. Next year when you file your taxes is when the taxes will be due on the conversion. Plenty of time to prepare for the additional tax either by saving or slightly changing your withholding.
I think you are on an excellent path. Good job!