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Money Saving Tip
  If a large phone service calls and asks you to switch services, don't immediately hang up or accept. Always ask if they can offer more. You may get offered incentives that make the change worthwhile. Once you've changed, the competition will always call back and you can repeat the same process again.
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Money Fun Fact
  Credit cards did not become widespread until the end of the 1960s. They emereged in America in the 1950s. This was the first time most consumers had been offered any form of "unsecured" credit that was widely available and easy to use.

Source: millions2win.com

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