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Money Saving Tip
  If you make a credit card balance transfer to a new, lower rate card, continue to make the minimum payments on your old card while waiting for the balance transfer to take effect. Transfers can take up to 4 weeks and if you miss a payment to your old credit card issuer during this time, they will likely charge you a late fee which could also adversely effect your credit rating.
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Money Fun Fact
  The Liberty Head Nickel, when first minted in 1883, did not have the word cents on it. Unscrupulous individuals gold plated the coins and passed them off as $5 gold pieces. The U.S. Mint added the word cents later in the year.

Source: dcu.org

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Pay More Points Calculator

The Pay More Points Calculator helps determine the impact of paying more points to secure a lower interest rate for your mortgage loan. Using the diamond slider or entry boxes, enter the information for both mortgage alternatives, along with your tax rate and savings rate assumptions. The results at the bottom of the calculator will then compare the savings for both options.

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