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Avoid taking cash advances using your credit card. Interest rates are usually much higher for cash advances than on your credit card purchases (which are already high). Furthermore, there is usually no grace period with cash advances meaning the interest starts to accrue immediately. |
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Santa Rosa, California dentist Stephen Berger pays children $1.00 for every pound of their Halloween candy to make a point about good dental hygiene. He averages 1,500 pounds of candy a year.
Source: USA Today
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Double Your Money
Figure out how long it will take your money to double at a given interest rate.
Here's how it works:
Divide the interest rate into 72. Your answer is roughly the number of years needed for your investment to double. Like this:
72 =
years
interest rate
For example, if you are earning 5% interest, you would divide 72 by 5. The time needed to double your investment is 14.4 years.
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