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Money Saving Tip
  To truly reap the benefit of using coupons, have the cashier total your bill before subtracting out your coupons. Write a check for the pre-coupon total. The cash you receive back, or your coupon savings, can then be placed in your saving account.
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Money Fun Fact
  More than 1 in 10 Americans (12%) will not pick-up a penny that is heads-down because it is considered unlucky.

Source: Coinstar.com

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Cash Flow Calculator
Where is that money going? Use the SavingAdvice.com Cash Flow Calculator to easily track all your income and expenses.

1. Monthly Income
Salary (after taxes) $
Other Income $
Investment Income $
Scholarships $
Money from other Sources $
TOTAL INCOME $
 
2. Monthly Expenses
Rent or Mortgage $
Gas, Water and Electric $
Telephone $
Groceries $
Dining Out $
Auto Payments $
Commuting/ Transit $
Loan Payments $
Health Insurance $
Other Insurance $
Home Maintenance $
Laundry/ Dry Cleaning $
Childcare $
Cable TV $
Internet Access $
Books, Music $
Movies $
Other Entertainment $
Clothes $
Vacation(can average yearly costs) $
Gifts $
Subscriptions $
Pet Care $
Gym $
Other Memberships $
Donations $
Miscellaneous $
TOTAL EXPENSES $


 
MONTHLY CASH FLOW $
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