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	<title>SavingAdvice.com Blog &#187; Saving Money</title>
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	<link>http://www.savingadvice.com/blog</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>Why I Keep My SUV</title>
		<link>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html#comments</comments>
		<pubDate>Fri, 06 Nov 2009 07:01:34 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car dings]]></category>
		<category><![CDATA[car stress]]></category>
		<category><![CDATA[cash for clunkers]]></category>
		<category><![CDATA[cost of car]]></category>
		<category><![CDATA[flashy car]]></category>
		<category><![CDATA[learner's permit]]></category>
		<category><![CDATA[new car]]></category>
		<category><![CDATA[SUV]]></category>
		<category><![CDATA[used car]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5363</guid>
		<description><![CDATA[I drive an SUV that I purchased new in 2002.  It has relatively low mileage but, after nearly eight years of hauling sports equipment for my kids and mulch for my garden, and after assorted spills while my kids negotiated who got to sit where, my car is not as pristine as it once [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html/feed</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>22 Low-Cost Flu Fighters</title>
		<link>http://www.savingadvice.com/blog/2009/11/05/105358_22-low-cost-flu-fighters.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/05/105358_22-low-cost-flu-fighters.html#comments</comments>
		<pubDate>Thu, 05 Nov 2009 07:01:45 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[flu]]></category>
		<category><![CDATA[flu fighters]]></category>
		<category><![CDATA[flu prevention]]></category>
		<category><![CDATA[H1N1]]></category>
		<category><![CDATA[Pneumonic plague]]></category>
		<category><![CDATA[seasonal flu]]></category>
		<category><![CDATA[swine flu]]></category>
		<category><![CDATA[swine flu vaccine]]></category>
		<category><![CDATA[virus]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5358</guid>
		<description><![CDATA[With H1N1 going around and the vaccine in short supply (even the seasonal flu vaccine is hard to come by in some areas), you may want to find other ways to protect yourself this season. While nothing (not even the vaccine) is 100% guaranteed to keep you from getting the flu, there are many steps [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/05/105358_22-low-cost-flu-fighters.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>You Don&#8217;t Have To Tell Your Insurer Everything</title>
		<link>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html#comments</comments>
		<pubDate>Mon, 02 Nov 2009 07:01:58 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[auto insurance claim]]></category>
		<category><![CDATA[auto insurance deductible]]></category>
		<category><![CDATA[car insurance claim]]></category>
		<category><![CDATA[insurance claim]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5356</guid>
		<description><![CDATA[A friend recently got a bit of a shock when his auto insurance came up for renewal. He discovered that his new rate was $400 higher than his old rate. He couldn&#8217;t figure out what was wrong until he remembered: He filed a minor, one person accident on his insurance. The total claim was for [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<title>Shopping Lessons I Hope My Son Learns</title>
		<link>http://www.savingadvice.com/blog/2009/10/29/105347_shopping-lessons-i-have-learned.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/29/105347_shopping-lessons-i-have-learned.html#comments</comments>
		<pubDate>Thu, 29 Oct 2009 07:01:03 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bigger is not better]]></category>
		<category><![CDATA[bogo]]></category>
		<category><![CDATA[coffee]]></category>
		<category><![CDATA[coffee shop]]></category>
		<category><![CDATA[frugalista]]></category>
		<category><![CDATA[functionality]]></category>
		<category><![CDATA[low tech]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[patience]]></category>
		<category><![CDATA[return policy]]></category>
		<category><![CDATA[waste money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5347</guid>
		<description><![CDATA[The other day, I went out for coffee with my teen-aged son.  My son and I went on a Sunday and I was not sure whether the bakery would be open as it was late in the day.  My son asked why we were going to that particular bakery; since there is a [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/29/105347_shopping-lessons-i-have-learned.html/feed</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>The Value of &#8220;Only&#8221; $40</title>
		<link>http://www.savingadvice.com/blog/2009/10/28/105262_the-value-of-only-40.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/28/105262_the-value-of-only-40.html#comments</comments>
		<pubDate>Wed, 28 Oct 2009 07:01:11 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[dining out]]></category>
		<category><![CDATA[friendship]]></category>
		<category><![CDATA[out to dinner]]></category>
		<category><![CDATA[pricey restaurant]]></category>
		<category><![CDATA[spending money]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[value system]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5262</guid>
		<description><![CDATA[Earlier this week a friend asked me out for dinner at a pretty pricey restaurant. Having been there once before for a special occasion I knew that the food and service wasn&#8217;t that great and definitely not worth the price tag (at least to me). I declined my friend&#8217;s invitation. When she asked why, I [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/28/105262_the-value-of-only-40.html/feed</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Not Feeling Guilty About Freebies</title>
		<link>http://www.savingadvice.com/blog/2009/10/27/105342_not-feeling-guilty-about-freebies.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/27/105342_not-feeling-guilty-about-freebies.html#comments</comments>
		<pubDate>Tue, 27 Oct 2009 07:01:09 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bargain]]></category>
		<category><![CDATA[bogo]]></category>
		<category><![CDATA[deals]]></category>
		<category><![CDATA[free stuff]]></category>
		<category><![CDATA[freebies]]></category>
		<category><![CDATA[get a good deal]]></category>
		<category><![CDATA[local business]]></category>
		<category><![CDATA[national chain freebies]]></category>
		<category><![CDATA[public radio]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5342</guid>
		<description><![CDATA[Like most people, I love to find a bargain.  A BOGO deal coupled with a great coupon is a cause for great pride.  A 90%-off clearance sale where I can find things that I will actually use is a great thing.  A 50th anniversary celebration at a restaurant that rolls back its [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/27/105342_not-feeling-guilty-about-freebies.html/feed</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>15 Excuses That Are Wrecking Your Finances</title>
		<link>http://www.savingadvice.com/blog/2009/10/26/105276_15-excuses-that-are-wrecking-your-finances.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/26/105276_15-excuses-that-are-wrecking-your-finances.html#comments</comments>
		<pubDate>Mon, 26 Oct 2009 07:01:20 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[defeatist thinking]]></category>
		<category><![CDATA[excuses]]></category>
		<category><![CDATA[financial excuses]]></category>
		<category><![CDATA[financial karma]]></category>
		<category><![CDATA[I deserve]]></category>
		<category><![CDATA[manage money]]></category>
		<category><![CDATA[money fears]]></category>
		<category><![CDATA[only young once]]></category>
		<category><![CDATA[overwhelmed]]></category>
		<category><![CDATA[peer pressure]]></category>
		<category><![CDATA[procrastination]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[time management]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5276</guid>
		<description><![CDATA[We all tend to make excuses from time to time. It&#8217;s just human nature. But I&#8217;ve seen people rely too heavily on excuses when it comes to finance. When they have too much debt or can&#8217;t seem to make ends meet they pull out the excuses as to why their life has to be this [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/26/105276_15-excuses-that-are-wrecking-your-finances.html/feed</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Do Name Brands Matter?</title>
		<link>http://www.savingadvice.com/blog/2009/10/23/105327_do-name-brands-matter.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/23/105327_do-name-brands-matter.html#comments</comments>
		<pubDate>Fri, 23 Oct 2009 07:01:11 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[brand driven]]></category>
		<category><![CDATA[coke vs pepsi]]></category>
		<category><![CDATA[haagen Dazs vs Ben and Jerry's]]></category>
		<category><![CDATA[mcdonalds vs burger king]]></category>
		<category><![CDATA[performance driven]]></category>
		<category><![CDATA[quality control]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5327</guid>
		<description><![CDATA[Is it my imagination or are brands not nearly as big a deal today as they were thirty years ago?  When I was growing up, there were endless discussions of Coke versus Pepsi, McDonalds versus Burger King, and Haagen Dazs versus Ben and Jerry’s.  Over the past few years, however, I think that [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/23/105327_do-name-brands-matter.html/feed</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Spend Now to Save In the Future</title>
		<link>http://www.savingadvice.com/blog/2009/10/19/105270_spend-now-to-save-in-the-future.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/19/105270_spend-now-to-save-in-the-future.html#comments</comments>
		<pubDate>Mon, 19 Oct 2009 07:01:55 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bargain hunting]]></category>
		<category><![CDATA[best price]]></category>
		<category><![CDATA[buy quality]]></category>
		<category><![CDATA[electronics]]></category>
		<category><![CDATA[lowest price]]></category>
		<category><![CDATA[quality clothing]]></category>
		<category><![CDATA[settling]]></category>
		<category><![CDATA[sheets]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5270</guid>
		<description><![CDATA[I&#8217;m sometimes guilty of focusing too much on getting something for the lowest price right now. Many people are like this. We want to pay the least amount possible so we hunt for inexpensive items. Whether it&#8217;s an appliance or something as simple as sheets, I tend to want the least expensive (but still decent) [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/19/105270_spend-now-to-save-in-the-future.html/feed</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>It&#8217;s Wrong to Bring Your Own Drink to a Restaurant</title>
		<link>http://www.savingadvice.com/blog/2009/10/15/105315_its-wrong-to-bring-your-own-drink-to-a-restaurant.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/15/105315_its-wrong-to-bring-your-own-drink-to-a-restaurant.html#comments</comments>
		<pubDate>Thu, 15 Oct 2009 07:01:04 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[bring your own drink]]></category>
		<category><![CDATA[bring your own food]]></category>
		<category><![CDATA[drinks]]></category>
		<category><![CDATA[food at movie theater]]></category>
		<category><![CDATA[frugalista]]></category>
		<category><![CDATA[iced coffee]]></category>
		<category><![CDATA[movie theater]]></category>
		<category><![CDATA[restaurant]]></category>
		<category><![CDATA[restaurant manners]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5315</guid>
		<description><![CDATA[I like to sip iced coffee when I drive.  I am not sure that I like the coffee as much as I like crunching on the coffee-flavored ice, but for whatever reason, I like to have an iced coffee in the car.  Of course, as a responsible frugalista, I would never admit to [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/15/105315_its-wrong-to-bring-your-own-drink-to-a-restaurant.html/feed</wfw:commentRss>
		<slash:comments>28</slash:comments>
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