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	<title>SavingAdvice.com Blog &#187; Saving Money</title>
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	<link>http://www.savingadvice.com/blog</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>How To Avoid Looking Cheap</title>
		<link>http://www.savingadvice.com/blog/2009/11/20/105435_how-to-avoid-looking-cheap.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/20/105435_how-to-avoid-looking-cheap.html#comments</comments>
		<pubDate>Fri, 20 Nov 2009 07:01:41 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[cheap vs frugal]]></category>
		<category><![CDATA[cost conscience]]></category>
		<category><![CDATA[fashionable]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5435</guid>
		<description><![CDATA[I need to buy new sneakers today.  I know this because when I took my dog for a walk this morning, the plastic heel guard in my right sneaker tore through the fabric cover and scratched my heel.  More specifically, the abrasion continued for the full mile that I walked so that I [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/20/105435_how-to-avoid-looking-cheap.html/feed</wfw:commentRss>
		<slash:comments>10</slash:comments>
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		<title>The Perils of Pre-Paid Gift Cards</title>
		<link>http://www.savingadvice.com/blog/2009/11/19/105410_the-perils-of-pre-paid-gift-cards.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/19/105410_the-perils-of-pre-paid-gift-cards.html#comments</comments>
		<pubDate>Thu, 19 Nov 2009 07:01:40 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[gift card expiration dates]]></category>
		<category><![CDATA[gift card fees]]></category>
		<category><![CDATA[gift cards]]></category>
		<category><![CDATA[gift credit cards]]></category>
		<category><![CDATA[holiday season gifts]]></category>
		<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[prepaid debt cards]]></category>
		<category><![CDATA[prepaid gift cards]]></category>
		<category><![CDATA[store value cards]]></category>
		<category><![CDATA[swipe fees]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5410</guid>
		<description><![CDATA[As we head into the holiday season and start looking for gifts to give to those hard to buy for people, gift cards stand out as easy gifts that everyone enjoys. But if you&#8217;re thinking of giving a pre-paid gift card that&#8217;s branded with a credit card logo, you might want to think of another [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/19/105410_the-perils-of-pre-paid-gift-cards.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How to Cook Like in the Great Depression</title>
		<link>http://www.savingadvice.com/blog/2009/11/18/105431_how-to-cook-like-in-the-great-depression.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/18/105431_how-to-cook-like-in-the-great-depression.html#comments</comments>
		<pubDate>Wed, 18 Nov 2009 07:01:58 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cheap cooking]]></category>
		<category><![CDATA[cheap meals]]></category>
		<category><![CDATA[clara]]></category>
		<category><![CDATA[dandelion salad]]></category>
		<category><![CDATA[depression breakfast]]></category>
		<category><![CDATA[dollar meals]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[great depression cooking]]></category>
		<category><![CDATA[poorman's meal' poorman's feast]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5431</guid>
		<description><![CDATA[Looking for inexpensive meals on a tight budget? Look no further than Great Depression Cooking with Clara where 94 year old Clara  teaches the meals she made during the great depression (the videos were made from the time she was 91 &#8211; 94) while telling stories of the past. A great combination that will [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/18/105431_how-to-cook-like-in-the-great-depression.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
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		<item>
		<title>A Life Without Debt: Work Doesn&#8217;t Have To Be A Drag</title>
		<link>http://www.savingadvice.com/blog/2009/11/17/105412_a-life-without-debt-work-doesnt-have-to-be-a-drag.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/17/105412_a-life-without-debt-work-doesnt-have-to-be-a-drag.html#comments</comments>
		<pubDate>Tue, 17 Nov 2009 07:01:53 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[can't quit job]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[freelance work]]></category>
		<category><![CDATA[full-time work]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[miserable at work]]></category>
		<category><![CDATA[part-time job]]></category>
		<category><![CDATA[real job]]></category>
		<category><![CDATA[work environment]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5412</guid>
		<description><![CDATA[My last &#8220;real job&#8221; where I worked full-time for someone else was a mess. There was sexual harassment, bullying, unfair hours and demands, and all sorts of other foolishness going on. I was young and hadn&#8217;t yet saved up a large emergency fund, so leaving wasn&#8217;t possible unless I had another job lined up. Not [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/17/105412_a-life-without-debt-work-doesnt-have-to-be-a-drag.html/feed</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Are You Making Your Life More Complicated (And Expensive) Than It Needs To Be?</title>
		<link>http://www.savingadvice.com/blog/2009/11/16/105406_are-you-making-your-life-more-complicated-and-expensive-than-it-needs-to-be.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/16/105406_are-you-making-your-life-more-complicated-and-expensive-than-it-needs-to-be.html#comments</comments>
		<pubDate>Mon, 16 Nov 2009 07:01:44 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cleaning the bathroom]]></category>
		<category><![CDATA[daily washing]]></category>
		<category><![CDATA[driving kids]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[grocery store]]></category>
		<category><![CDATA[hair salon]]></category>
		<category><![CDATA[life more complicated]]></category>
		<category><![CDATA[mowing the lawn]]></category>
		<category><![CDATA[oil change]]></category>
		<category><![CDATA[volunteering]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5406</guid>
		<description><![CDATA[Many of us find ourselves pressed for time and/or money, at least some of the time. And while it&#8217;s true that life can be harrying with it&#8217;s demands of cooking, cleaning, work, childcare, and maintenance chores, it&#8217;s also true that we bring some of those demands upon ourselves by doing way more than we need [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/16/105406_are-you-making-your-life-more-complicated-and-expensive-than-it-needs-to-be.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: &#8220;You Must Have a Huge Income!&#8221;</title>
		<link>http://www.savingadvice.com/blog/2009/11/10/105391_a-life-without-debt-you-must-have-a-huge-income.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/10/105391_a-life-without-debt-you-must-have-a-huge-income.html#comments</comments>
		<pubDate>Tue, 10 Nov 2009 07:01:54 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[daily choices]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[delay gratification]]></category>
		<category><![CDATA[huge income]]></category>
		<category><![CDATA[income level]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5391</guid>
		<description><![CDATA[One of the most common responses I get when people find out that I&#8217;m debt free is, &#8220;Well, that&#8217;s nice for you, but you probably have a huge income.&#8221; I&#8217;m not alone. Many of my debt free friends say that they get the same response. The assumption is that in order to live debt free [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/10/105391_a-life-without-debt-you-must-have-a-huge-income.html/feed</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>One Benefit To The Economic Mess: Less Pressure</title>
		<link>http://www.savingadvice.com/blog/2009/11/09/105386_one-benefit-to-the-economic-mess-less-pressure.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/09/105386_one-benefit-to-the-economic-mess-less-pressure.html#comments</comments>
		<pubDate>Mon, 09 Nov 2009 07:01:39 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bad economy]]></category>
		<category><![CDATA[bigger is better]]></category>
		<category><![CDATA[cost cutting]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[excess consumption]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[keep up with the Joneses]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5386</guid>
		<description><![CDATA[While I&#8217;ve never been one to keep up with the Jones&#8217;, I&#8217;ve noticed a palpable sense of relief amongst many friends, acquaintances, and message board posters that the pressure to keep up, show off, and compete is off. At least for the moment. 
In the heyday of the 1990&#8217;s and early 2000&#8217;s, everything was about [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/09/105386_one-benefit-to-the-economic-mess-less-pressure.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Why I Keep My SUV</title>
		<link>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html#comments</comments>
		<pubDate>Fri, 06 Nov 2009 07:01:34 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car dings]]></category>
		<category><![CDATA[car stress]]></category>
		<category><![CDATA[cash for clunkers]]></category>
		<category><![CDATA[cost of car]]></category>
		<category><![CDATA[flashy car]]></category>
		<category><![CDATA[learner's permit]]></category>
		<category><![CDATA[new car]]></category>
		<category><![CDATA[SUV]]></category>
		<category><![CDATA[used car]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5363</guid>
		<description><![CDATA[I drive an SUV that I purchased new in 2002.  It has relatively low mileage but, after nearly eight years of hauling sports equipment for my kids and mulch for my garden, and after assorted spills while my kids negotiated who got to sit where, my car is not as pristine as it once [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html/feed</wfw:commentRss>
		<slash:comments>20</slash:comments>
		</item>
		<item>
		<title>22 Low-Cost Flu Fighters</title>
		<link>http://www.savingadvice.com/blog/2009/11/05/105358_22-low-cost-flu-fighters.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/05/105358_22-low-cost-flu-fighters.html#comments</comments>
		<pubDate>Thu, 05 Nov 2009 07:01:45 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[flu]]></category>
		<category><![CDATA[flu fighters]]></category>
		<category><![CDATA[flu prevention]]></category>
		<category><![CDATA[H1N1]]></category>
		<category><![CDATA[Pneumonic plague]]></category>
		<category><![CDATA[seasonal flu]]></category>
		<category><![CDATA[swine flu]]></category>
		<category><![CDATA[swine flu vaccine]]></category>
		<category><![CDATA[virus]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5358</guid>
		<description><![CDATA[With H1N1 going around and the vaccine in short supply (even the seasonal flu vaccine is hard to come by in some areas), you may want to find other ways to protect yourself this season. While nothing (not even the vaccine) is 100% guaranteed to keep you from getting the flu, there are many steps [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/05/105358_22-low-cost-flu-fighters.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>You Don&#8217;t Have To Tell Your Insurer Everything</title>
		<link>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html#comments</comments>
		<pubDate>Mon, 02 Nov 2009 07:01:58 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[auto insurance claim]]></category>
		<category><![CDATA[auto insurance deductible]]></category>
		<category><![CDATA[car insurance claim]]></category>
		<category><![CDATA[insurance claim]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5356</guid>
		<description><![CDATA[A friend recently got a bit of a shock when his auto insurance came up for renewal. He discovered that his new rate was $400 higher than his old rate. He couldn&#8217;t figure out what was wrong until he remembered: He filed a minor, one person accident on his insurance. The total claim was for [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
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