My last “real job” where I worked full-time for someone else was a mess. There was sexual harassment, bullying, unfair hours and demands, and all sorts of other foolishness going on. I was young and hadn’t yet saved up a large emergency fund, so leaving wasn’t possible unless I had another job lined up. Not [...]

Now that I have made the decision to start a business, what next? Doing a good job in one’s chosen field usually requires entirely different skill sets and knowledge than running a business. Accounting software? Tracking time? Building a website? Forming a corporation? The list of tasks is lengthy and can be [...]

After close to thirty years of working for other people, I have finally decided to hang out a shingle on my own. For some people, self-employment is a natural extension of who they are. For me, as I insist on the possibility of great success in anything I undertake, the decision to go [...]

When people find out that I’m a professional blogger, they either ask me what the hell that means or how is it possible to make enough money to live on by blogging. Many people seem to think that there must be some hidden secret to easy success that only a few know and that is [...]

By Terry G.
I love free money. I thought that others would also love free money, but that doesn’t always seem to be the case. There is a lot of free money out there that almost anyone can claim with a bit of effort, but most people don’t.
Banks: I remember when I was growing up, [...]

What was former congressman and pro baseball player Wilmer Mizell’s nickname? Who played the part of the piano player at Rick’s Cafe American in Casablanca? How did the ancient Egyptians mourn a dead cat? I love questions like this and have spent countless hours over the past four decades reading the backs [...]

By Brad H.
Have you ever seen those guys on the side of the road at freeway off-ramps or busy cross streets holding up a sign that reads something like “No Job. Hungry. Will work for food or money” and wondered who they were? At least some of them are like me because I was there [...]

By Linda D.
I’m able to sock away an average of $700 a month by sitting around. I wish I could say that I was bright enough to have come up with the way to sit and earn money, but the reality is that it kind of fell into my lap. This is what happened.
A friend [...]

Whenever I see an article on ways to make additional money, crafting and selling the items on Etsy.com or at local craft fairs is always included. But is crafting really a good way to make money?
I became interested in this question when I visited the home of an acquaintance. Crafting supplies were spread over most [...]

By Leslie R.
One of the most difficult things for me to do was build up my emergency fund. It seemed that I lived every two weeks paycheck to paycheck and there was no buffer when emergencies did happen. No matter how hard I tried, I couldn’t seem to build up an emergency fund.
Another problem [...]