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	<title>SavingAdvice.com Blog &#187; Investing</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>A Life Without Debt: Building Wealth</title>
		<link>http://www.savingadvice.com/blog/2009/03/24/104275_a-life-without-debt-building-wealth.html</link>
		<comments>http://www.savingadvice.com/blog/2009/03/24/104275_a-life-without-debt-building-wealth.html#comments</comments>
		<pubDate>Tue, 24 Mar 2009 07:01:11 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[build wealth]]></category>
		<category><![CDATA[CD]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt load]]></category>
		<category><![CDATA[EFT]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4275</guid>
		<description><![CDATA[If you are at all interested in finance, you’ve probably heard that it is necessary to be debt free in order to build substantial wealth. While a few gifted investors manage to build wealth while having a lot of real estate debt (think Trump) or debt that finances a business venture (think the people who [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/03/24/104275_a-life-without-debt-building-wealth.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
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		<title>Why 401(k) Retirement Plans Really Don&#8217;t Work, and How to Fix Them</title>
		<link>http://www.savingadvice.com/blog/2009/01/22/103897_why-401k-retirement-plans-really-dont-work-and-how-to-fix-them.html</link>
		<comments>http://www.savingadvice.com/blog/2009/01/22/103897_why-401k-retirement-plans-really-dont-work-and-how-to-fix-them.html#comments</comments>
		<pubDate>Thu, 22 Jan 2009 08:01:02 +0000</pubDate>
		<dc:creator>Joe Morgan</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[guaranteed retirement account]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2009/01/31/103897_why-401k-retirement-plans-really-dont-work-and-how-to-fix-them.html</guid>
		<description><![CDATA[With the death of defined pension plans, 401(k) retirement plans have become a staple for many employees, but the recent financial turmoil has put these once infallible savings vehicles under the microscope. There have been numerous news articles detailing the stunning losses of the stock market since October of last year. Such stories usually offer [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/01/22/103897_why-401k-retirement-plans-really-dont-work-and-how-to-fix-them.html/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
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		<title>Optimism in The Stock Market</title>
		<link>http://www.savingadvice.com/blog/2009/01/15/103833_optimism-in-the-stock-market.html</link>
		<comments>http://www.savingadvice.com/blog/2009/01/15/103833_optimism-in-the-stock-market.html#comments</comments>
		<pubDate>Thu, 15 Jan 2009 11:35:45 +0000</pubDate>
		<dc:creator>Ann Hartter</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[buy stocks]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[stock market 2009]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3833</guid>
		<description><![CDATA[Dave Kansas of the Wall Street Journal has what I like to see in a capitalist economy: optimism. Talking about the year ahead, he described the stock market as looking &#8220;to the future, rather than the past.&#8221; Isn&#8217;t that exactly what we should do with our money? We save for the future, we plan for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Regrets From This Past Year and What I&#8217;ll Do Differently In &#8216;09</title>
		<link>http://www.savingadvice.com/blog/2008/12/31/103715_financial-regrets.html</link>
		<comments>http://www.savingadvice.com/blog/2008/12/31/103715_financial-regrets.html#comments</comments>
		<pubDate>Wed, 31 Dec 2008 08:01:32 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Amazon Gold Box]]></category>
		<category><![CDATA[anniversary gift]]></category>
		<category><![CDATA[business records]]></category>
		<category><![CDATA[CD ladder]]></category>
		<category><![CDATA[financial regrets]]></category>
		<category><![CDATA[follow your dreams]]></category>
		<category><![CDATA[hot water heater switch]]></category>
		<category><![CDATA[paying extra on mortgage]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3715</guid>
		<description><![CDATA[Although we are financially secure and tend to make wise decisions regarding our finances, we still screw up sometimes and do things that we later regret. We&#8217;re human. However, while we may have regrets I choose to look at them as learning opportunities. Whatever we regret from this past year is something that can be [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/12/31/103715_financial-regrets.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
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		<title>Dave Ramsey Falters in a Crummy Economy</title>
		<link>http://www.savingadvice.com/blog/2008/12/03/103474_dave-ramsey-falters-in-a-crummy-economy.html</link>
		<comments>http://www.savingadvice.com/blog/2008/12/03/103474_dave-ramsey-falters-in-a-crummy-economy.html#comments</comments>
		<pubDate>Wed, 03 Dec 2008 15:01:21 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[baby steps]]></category>
		<category><![CDATA[bad economy]]></category>
		<category><![CDATA[college education]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[pay down debt]]></category>
		<category><![CDATA[snowball debt reduction]]></category>
		<category><![CDATA[Total Money Makeover]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3474</guid>
		<description><![CDATA[By Maggie Ellis, guest writer
I know many people who are followers of Dave Ramsey&#8217;s financial advice. Since the economy has tanked, it seems like I&#8217;m seeing even more people joining the Dave bandwagon, looking for a way out of the financial messes that they have gotten themselves into. His &#8220;Total Money Makeover&#8221; and the associated [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/12/03/103474_dave-ramsey-falters-in-a-crummy-economy.html/feed</wfw:commentRss>
		<slash:comments>42</slash:comments>
		</item>
		<item>
		<title>Recession Opportunities</title>
		<link>http://www.savingadvice.com/blog/2008/11/20/103306_knock-three-times%e2%80%a6.html</link>
		<comments>http://www.savingadvice.com/blog/2008/11/20/103306_knock-three-times%e2%80%a6.html#comments</comments>
		<pubDate>Thu, 20 Nov 2008 08:01:52 +0000</pubDate>
		<dc:creator>M. Beddingfield</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[0% interest]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[new vehicle]]></category>
		<category><![CDATA[opportunities]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[recession opportunities]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3306</guid>
		<description><![CDATA[Is this a recession or opportunity knocking? I&#8217;ve seen this question posed all over the media. A lot of the articles are aimed at higher income execs who work the stock markets. But I’m beginning to see front porch lights coming on in businesses everywhere.
Yes, we’re all still feeling the pinch of high unemployment and [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/11/20/103306_knock-three-times%e2%80%a6.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Bliss of Ignorance</title>
		<link>http://www.savingadvice.com/blog/2008/10/20/103076_the-bliss-of-ignorance.html</link>
		<comments>http://www.savingadvice.com/blog/2008/10/20/103076_the-bliss-of-ignorance.html#comments</comments>
		<pubDate>Mon, 20 Oct 2008 07:01:12 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[economic turmoil]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3076</guid>
		<description><![CDATA[I have a friend who is, shall we say, &#8220;crunchy&#8221; (in the best sense of the word). She and her family eschew many modern conveniences such as dishwashers, fast food, and big box stores in favor of doing things the old fashioned way. They are environmentally conscious to a fault and very outdoorsy. A few [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/10/20/103076_the-bliss-of-ignorance.html/feed</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Investment Properties for College Students</title>
		<link>http://www.savingadvice.com/blog/2008/10/16/103078_investment-properties-for-college-students.html</link>
		<comments>http://www.savingadvice.com/blog/2008/10/16/103078_investment-properties-for-college-students.html#comments</comments>
		<pubDate>Thu, 16 Oct 2008 07:01:02 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[housing investment]]></category>
		<category><![CDATA[investment properties]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3078</guid>
		<description><![CDATA[I was chatting with a neighbor – Mike &#8212; over the weekend.  Mike’s daughter is a senior in high school and looking at a lot of different colleges.  Mike is a successful dentist but he is still worried about the economy and the costs of putting his daughter through school, even though he [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/10/16/103078_investment-properties-for-college-students.html/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>What the Economic Crisis Means to You</title>
		<link>http://www.savingadvice.com/blog/2008/10/11/102976_what-the-economic-crisis-means-to-you.html</link>
		<comments>http://www.savingadvice.com/blog/2008/10/11/102976_what-the-economic-crisis-means-to-you.html#comments</comments>
		<pubDate>Sat, 11 Oct 2008 14:30:06 +0000</pubDate>
		<dc:creator>Joe Morgan</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[economic crisis]]></category>
		<category><![CDATA[economic hardship]]></category>
		<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2976</guid>
		<description><![CDATA[At any given time in your life you may find yourself in a financial situation not of your making. The recent credit crisis in America is a prime example. It is a uniquely perfect storm to be sure, the kind of economic crisis that comes along once every 50 -100 years perhaps, but that doesn&#8217;t [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/10/11/102976_what-the-economic-crisis-means-to-you.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Saving Money Can Be Social</title>
		<link>http://www.savingadvice.com/blog/2008/09/22/102755_saving-can-be-social.html</link>
		<comments>http://www.savingadvice.com/blog/2008/09/22/102755_saving-can-be-social.html#comments</comments>
		<pubDate>Mon, 22 Sep 2008 17:01:18 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[book club]]></category>
		<category><![CDATA[budget club]]></category>
		<category><![CDATA[coupon group]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[debt reduction club]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[investment club]]></category>
		<category><![CDATA[saving club]]></category>
		<category><![CDATA[social networking]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2755</guid>
		<description><![CDATA[Why do many people opt to spend rather than save money? Because saving isn&#8217;t fun. It&#8217;s not as much fun as going to the movies, or out to eat, or to an amusement park. And why is that? Because many of the things we do for entertainment are social. They get us out amongst other [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/09/22/102755_saving-can-be-social.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
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