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	<title>SavingAdvice.com Blog &#187; Insurance</title>
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	<link>http://www.savingadvice.com/blog</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>You Don&#8217;t Have To Tell Your Insurer Everything</title>
		<link>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html#comments</comments>
		<pubDate>Mon, 02 Nov 2009 07:01:58 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[auto insurance claim]]></category>
		<category><![CDATA[auto insurance deductible]]></category>
		<category><![CDATA[car insurance claim]]></category>
		<category><![CDATA[insurance claim]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5356</guid>
		<description><![CDATA[A friend recently got a bit of a shock when his auto insurance came up for renewal. He discovered that his new rate was $400 higher than his old rate. He couldn&#8217;t figure out what was wrong until he remembered: He filed a minor, one person accident on his insurance. The total claim was for [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/02/105356_you-dont-have-to-tell-your-insurer-everything.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: Insurance Helps</title>
		<link>http://www.savingadvice.com/blog/2009/07/28/104910_a-life-without-debt-insurance-helps.html</link>
		<comments>http://www.savingadvice.com/blog/2009/07/28/104910_a-life-without-debt-insurance-helps.html#comments</comments>
		<pubDate>Tue, 28 Jul 2009 07:01:25 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[diability insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[long term care insurance]]></category>
		<category><![CDATA[stay out of debt]]></category>
		<category><![CDATA[umbrella insurance]]></category>
		<category><![CDATA[underinsured]]></category>
		<category><![CDATA[uninsured]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4910</guid>
		<description><![CDATA[Many people cut corners on insurance in an effort to save money. They don&#8217;t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way to save money and do better financially. Technically, this is a way to save money. [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/07/28/104910_a-life-without-debt-insurance-helps.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Has It Been Awhile Since You Last Cried?</title>
		<link>http://www.savingadvice.com/blog/2009/06/13/104730_has-it-been-awhile-since-you-last-cried.html</link>
		<comments>http://www.savingadvice.com/blog/2009/06/13/104730_has-it-been-awhile-since-you-last-cried.html#comments</comments>
		<pubDate>Sun, 14 Jun 2009 06:23:58 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4730</guid>
		<description><![CDATA[This is a series of Thai insurance commercials (subtitled in English) that will have tears rolling down your face. Make sure you don&#8217;t have any place to go where you can&#8217;t have red, puffy eyes before watching and make sure that you have plenty of tissues on hand:




It&#8217;s always important to remember that the reason [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/06/13/104730_has-it-been-awhile-since-you-last-cried.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Should You Self Insure?</title>
		<link>http://www.savingadvice.com/blog/2009/05/13/104488_should-you-self-insure.html</link>
		<comments>http://www.savingadvice.com/blog/2009/05/13/104488_should-you-self-insure.html#comments</comments>
		<pubDate>Wed, 13 May 2009 07:01:34 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[insurance rates]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[sef insure]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4488</guid>
		<description><![CDATA[With insurance rates rising, I know more and more people who are choosing to insure themselves. Rather than paying premiums to an insurance company, they choose to instead save those premiums and other funds in order to cover any damage to their cars or property or, in some cases, to pay for health care. I [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/05/13/104488_should-you-self-insure.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>What My Mother&#8217;s Illness Taught Me About Personal Finance</title>
		<link>http://www.savingadvice.com/blog/2009/05/02/104459_what-my-mothers-illness-taught-me-about-personal-finance.html</link>
		<comments>http://www.savingadvice.com/blog/2009/05/02/104459_what-my-mothers-illness-taught-me-about-personal-finance.html#comments</comments>
		<pubDate>Sat, 02 May 2009 07:01:12 +0000</pubDate>
		<dc:creator>Jennifer Touchette</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[AFLAC]]></category>
		<category><![CDATA[cancer]]></category>
		<category><![CDATA[health bills]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[illness]]></category>
		<category><![CDATA[sick]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4459</guid>
		<description><![CDATA[When my mother became ill a few years ago, I did what all adult children usually do: worry and think, “She has to be OK! She’s the parent.” Finances, however, didn’t enter my mind.
It was interesting to note that my parents – level-headed as always – remembered to consider the financial repercussions of Mom’s illness [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/05/02/104459_what-my-mothers-illness-taught-me-about-personal-finance.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The Death of FICO?</title>
		<link>http://www.savingadvice.com/blog/2009/04/16/104374_the-death-of-fico.html</link>
		<comments>http://www.savingadvice.com/blog/2009/04/16/104374_the-death-of-fico.html#comments</comments>
		<pubDate>Thu, 16 Apr 2009 07:01:25 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Utilities]]></category>
		<category><![CDATA[available credit]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit worthiness]]></category>
		<category><![CDATA[death of FICO]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[low credit score]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4374</guid>
		<description><![CDATA[Last week, Sadie wrote about how debt free living means not being a slave to a FICO score. In the article, she pointed out that FICO has become such an integral part of our lives that even the debt free can’t ignore the score completely, which is annoying, at best. But I’ve been giving it [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/04/16/104374_the-death-of-fico.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The Importance of Doing What You Know You Should</title>
		<link>http://www.savingadvice.com/blog/2008/11/06/103238_the-importance-of-doing-what-you-know-you-should.html</link>
		<comments>http://www.savingadvice.com/blog/2008/11/06/103238_the-importance-of-doing-what-you-know-you-should.html#comments</comments>
		<pubDate>Thu, 06 Nov 2008 07:01:37 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[living will]]></category>
		<category><![CDATA[making a will]]></category>
		<category><![CDATA[power of attorney]]></category>
		<category><![CDATA[protect assets]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3238</guid>
		<description><![CDATA[We talk a lot here at Saving Advice about the things you &#8220;should&#8221; do. Make a will and keep it updated, keep your financial affairs in order, plan for the succession/sale of any businesses you might own, get life insurance, arrange for your healthcare in the event you&#8217;re incapacitated, and generally plan for the future [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/11/06/103238_the-importance-of-doing-what-you-know-you-should.html/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Ten Reasons to Join the American Automobile Association</title>
		<link>http://www.savingadvice.com/blog/2008/11/01/103171_ten-reasons-to-join-the-american-automobile-association.html</link>
		<comments>http://www.savingadvice.com/blog/2008/11/01/103171_ten-reasons-to-join-the-american-automobile-association.html#comments</comments>
		<pubDate>Sat, 01 Nov 2008 13:01:30 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[AAA]]></category>
		<category><![CDATA[AAA Automanager]]></category>
		<category><![CDATA[AAA discounts]]></category>
		<category><![CDATA[AAA financial products]]></category>
		<category><![CDATA[AAA membership]]></category>
		<category><![CDATA[AAA travel benefits]]></category>
		<category><![CDATA[American Automobile Association]]></category>
		<category><![CDATA[Ask Pete]]></category>
		<category><![CDATA[car buying service]]></category>
		<category><![CDATA[roadside assistance]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3171</guid>
		<description><![CDATA[When I was growing up in the 60’s and 70’s, it seemed that everyone except my parents were members of the American Automobile Association (AAA).  Roadside assistance was the great appeal, especially in the days before cell phones.  I recall being quite jealous of the silver and red AAA stickers that my friends [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/11/01/103171_ten-reasons-to-join-the-american-automobile-association.html/feed</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Playing Hide and Seek with Saving Money</title>
		<link>http://www.savingadvice.com/blog/2008/09/23/102770_playing-hide-and-seek-with-savings.html</link>
		<comments>http://www.savingadvice.com/blog/2008/09/23/102770_playing-hide-and-seek-with-savings.html#comments</comments>
		<pubDate>Tue, 23 Sep 2008 07:01:05 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[bank accounts]]></category>
		<category><![CDATA[cable TV]]></category>
		<category><![CDATA[Internet service]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[points and miles]]></category>
		<category><![CDATA[price guarantee]]></category>
		<category><![CDATA[rebates]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[workplace benefits]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2770</guid>
		<description><![CDATA[I am a frugal shopper.  I clip coupons, look for sales and comparison shop.  Whether I am shopping for groceries or furniture or a car, I want to get the best deal I can get.  I enjoy being a smart shopper and I take pride in it.  If you are reading [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/09/23/102770_playing-hide-and-seek-with-savings.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Emergency Preparedness for the Budget Minded</title>
		<link>http://www.savingadvice.com/blog/2008/09/18/102625_emergency-preparations.html</link>
		<comments>http://www.savingadvice.com/blog/2008/09/18/102625_emergency-preparations.html#comments</comments>
		<pubDate>Thu, 18 Sep 2008 17:01:19 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[be prepared]]></category>
		<category><![CDATA[emergency]]></category>
		<category><![CDATA[emergency preparations]]></category>
		<category><![CDATA[hurricane]]></category>
		<category><![CDATA[natural disaster]]></category>
		<category><![CDATA[prepare for emergency]]></category>
		<category><![CDATA[red cross]]></category>
		<category><![CDATA[stockpile]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2625</guid>
		<description><![CDATA[I live in hurricane country and it&#8217;s the season for misery and anxiety for us. In the last couple of weeks, we&#8217;ve had two near misses with tropical systems. Others have had it far worse than us. When you live in an area that&#8217;s prone to natural disaster, whether it&#8217;s hurricanes, tornados, earthquakes, floods, fires, [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/09/18/102625_emergency-preparations.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
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