A friend recently got a bit of a shock when his auto insurance came up for renewal. He discovered that his new rate was $400 higher than his old rate. He couldn’t figure out what was wrong until he remembered: He filed a minor, one person accident on his insurance. The total claim was for [...]

Many people cut corners on insurance in an effort to save money. They don’t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way to save money and do better financially. Technically, this is a way to save money. [...]

This is a series of Thai insurance commercials (subtitled in English) that will have tears rolling down your face. Make sure you don’t have any place to go where you can’t have red, puffy eyes before watching and make sure that you have plenty of tissues on hand:

It’s always important to remember that the reason [...]

With insurance rates rising, I know more and more people who are choosing to insure themselves. Rather than paying premiums to an insurance company, they choose to instead save those premiums and other funds in order to cover any damage to their cars or property or, in some cases, to pay for health care. I [...]

When my mother became ill a few years ago, I did what all adult children usually do: worry and think, “She has to be OK! She’s the parent.” Finances, however, didn’t enter my mind.
It was interesting to note that my parents – level-headed as always – remembered to consider the financial repercussions of Mom’s illness [...]

Last week, Sadie wrote about how debt free living means not being a slave to a FICO score. In the article, she pointed out that FICO has become such an integral part of our lives that even the debt free can’t ignore the score completely, which is annoying, at best. But I’ve been giving it [...]

We talk a lot here at Saving Advice about the things you “should” do. Make a will and keep it updated, keep your financial affairs in order, plan for the succession/sale of any businesses you might own, get life insurance, arrange for your healthcare in the event you’re incapacitated, and generally plan for the future [...]

When I was growing up in the 60’s and 70’s, it seemed that everyone except my parents were members of the American Automobile Association (AAA). Roadside assistance was the great appeal, especially in the days before cell phones. I recall being quite jealous of the silver and red AAA stickers that my friends [...]

I am a frugal shopper. I clip coupons, look for sales and comparison shop. Whether I am shopping for groceries or furniture or a car, I want to get the best deal I can get. I enjoy being a smart shopper and I take pride in it. If you are reading [...]

I live in hurricane country and it’s the season for misery and anxiety for us. In the last couple of weeks, we’ve had two near misses with tropical systems. Others have had it far worse than us. When you live in an area that’s prone to natural disaster, whether it’s hurricanes, tornados, earthquakes, floods, fires, [...]