As we head into the holiday season and start looking for gifts to give to those hard to buy for people, gift cards stand out as easy gifts that everyone enjoys. But if you’re thinking of giving a pre-paid gift card that’s branded with a credit card logo, you might want to think of another [...]

Now that Halloween is over, the retailers have removed the gloves and stopped pretending like any other holiday matters. It’s now full speed ahead to Christmas. Usually I dread this time of year.
I enjoy Christmas itself but I hate all the trappings that go along with it. I hate the marketing hype and the [...]

On the eleventh hour of the eleventh day of the eleventh month of 1918, the War to End All Wars finally drew to a close when the combatant nations signed an armistice to end the First World War. That event was commemorated for the first time on November 11, 1919. Over the years [...]

I love October, as it starts my favorite three months of the year: autumn weather, the beautiful transition from the final days of summer weather to the first days of winter, Halloween, Thanksgiving and Christmas! There is not a better ninety days in the calendar.
Unfortunately, over the past few decades, the consumerism that [...]

As I write this, the final days of summer are winding down in the Northern Hemisphere. Autumn is upon us and most of us are looking forward to cooler weather, football and Halloween. It will be December before we know it and Christmas, Hanukkah, Kwanzaa and New Year’s Eve will occupy our thoughts [...]

Today I rode Atlantis another seven times. That brings my total up to twenty-two rides in the past three weeks. Atlantis, for those of you who are not familiar with SeaWorld Orlando, is a flume ride that my son and I rather enjoy — so much so that we have decided to ride [...]

We just had our first cool snap of the year. While it will be hot again by the end of the week, the cool weather reminded me of the things I need to do to get my home and family ready for the colder months ahead. Some simple preparation and prevention efforts now will save [...]

A friend of mine who, like me, has always lived a debt free life recently ran into a perfect storm of disasters. He was diagnosed with an illness and, despite having good medical coverage, ended up with bills that threatened to eat up much of his non-retirement savings. As if that weren’t bad enough, he [...]

We’ve all done it. Your best friend’s birthday is today and you completely forgot. Your anniversary is today and you haven’t done anything. You forgot to buy a Christmas present for Aunt Imogene and she’s at the door. You don’t have time to pick out a fabulous present, so what can you do, besides the [...]

Summer’s coming and that means vacation time! With gas prices lower than they have been in the last few years and with airlines gouging you for everything from extra bags to nuts, many people are hitting the highways this year. While road trips are typically less expensive than other forms of travel, there are some [...]