I drive an SUV that I purchased new in 2002. It has relatively low mileage but, after nearly eight years of hauling sports equipment for my kids and mulch for my garden, and after assorted spills while my kids negotiated who got to sit where, my car is not as pristine as it once [...]

The other day, I went out for coffee with my teen-aged son. My son and I went on a Sunday and I was not sure whether the bakery would be open as it was late in the day. My son asked why we were going to that particular bakery; since there is a [...]

Earlier this week a friend asked me out for dinner at a pretty pricey restaurant. Having been there once before for a special occasion I knew that the food and service wasn’t that great and definitely not worth the price tag (at least to me). I declined my friend’s invitation. When she asked why, I [...]

Like most people, I love to find a bargain. A BOGO deal coupled with a great coupon is a cause for great pride. A 90%-off clearance sale where I can find things that I will actually use is a great thing. A 50th anniversary celebration at a restaurant that rolls back its [...]

We all tend to make excuses from time to time. It’s just human nature. But I’ve seen people rely too heavily on excuses when it comes to finance. When they have too much debt or can’t seem to make ends meet they pull out the excuses as to why their life has to be this [...]

When my wife and I were first married, we spent many weekends searching for art and antiques at auctions, antique shops and thrift shops. We never spent a lot of money on anything we bought and, after a few years, our New England home was full of wonderful 18th and 19th century pieces. [...]

I’m sometimes guilty of focusing too much on getting something for the lowest price right now. Many people are like this. We want to pay the least amount possible so we hunt for inexpensive items. Whether it’s an appliance or something as simple as sheets, I tend to want the least expensive (but still decent) [...]

I like to sip iced coffee when I drive. I am not sure that I like the coffee as much as I like crunching on the coffee-flavored ice, but for whatever reason, I like to have an iced coffee in the car. Of course, as a responsible frugalista, I would never admit to [...]

I’m all for saving money, but lately I’ve been focused less on buying the cheapest thing and instead looking at the overall safety and other problems associated with a product. You’ve probably heard about the lead tainted items from China, the BPA found in plastic that can cause hormone disruption, the PFOA found in microwave [...]

If you spend any time in the frugal/budget world, you’re likely to come away with the idea that you should reject all fees. If it means switching banks, changing how you pay for things, switching airlines, or dumping credit cards, we’re taught to shun all fees. We’re taught to dodge anything that reeks of nickel-and-diming [...]