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Cut College Costs in Half through Community College


While one way to cut the cost of college is take AP classes, many cost saving college pundits suggest another is going to a less expensive community college rather than starting straight off at a more expensive 4-year university. I agree with them. I also think those savings should also be claimed [...]

Popularity: 1% [?]

How to Reduce College Credit Cost By 90%


Oh the AP tests. One 4-hour exam can determine the fate of a whole college course. The 1st two weeks each May, high schoolers across the US gather at testing sites to spill their brains onto their testing booklets in the hopes of proving they are worthy of college credit.
Here [...]

Popularity: 1% [?]

10 Financial Moves I Made in My Youth That Secured My Financial Future


My neighbors’ oldest child just left for college this fall. Watching him load his car with electronics, clothes, and “stuff,” headed for his new apartment, I started reminiscing about when I was just starting out. When I was younger, I lived a life that made others think I was poverty stricken. I didn’t live that [...]

Popularity: 23% [?]

Student Loans: How to Pay Them Off and Build Wealth


By David John Marotta and Beth Anderson Nedelisky
The average college student graduates with almost $20,000 in student loans. While this is a daunting sum, it is still possible to build wealth even while paying off student debt. But earning the degree and paying for the degree require two different kinds of smarts. In fact, [...]

Popularity: 4% [?]

Visualize Credit Card Use: That $8.50 Lunch Costs You $850 at Age 63 and $8,500 by Age 85


By David John Marotta
If your credit card minimum payment was $10 and you repaid it every month for 15 1/2 years with an accruing interest of 15.9%, a $1,000 purchase would end up costing $2,250. Every time you use your credit card to pay for something you risk it being marked up two and [...]

Popularity: 3% [?]

How to Curb Over-Generated Art Without Curbing the Imagination


Babies draw. Toddlers draw. Kids draw. They color from the first time they get a crayon in their hand to the time they learn to write, as sketches and drawings are their best way of written communication and expression. As parents, we become extraordinarily fond of the smacked-on dots and lines when babies learn to [...]

Popularity: 1% [?]

Box Tops for Education - The Costs and Benefits


A few years ago, my parents’ church was collecting Campbell’s Soup labels for a school that was saving them up to get a van. I hate to throw away anything that somebody can use, so I started saving my family’s labels, but the collection jar was gone by the time I actually remembered to [...]

Popularity: 2% [?]

Kindergarten, Money and Positive Incentives


For the first day of kindergarten, I walked in to my daughter’s classroom and at each child’s place at the table lay 3 pennies. These were fake pennies, but as our kindergarten information packet stated, they were worth something.
Every day, the children get three pennies, which they put in designated containers. Every four [...]

Popularity: 2% [?]

Saving Secrets: How To Save Money Buying School Supplies


I remember my mother being hit with that little piece of paper once a year: the school supply list specifying discretely the ways your child will be ridiculed if you skip something, or worse, choose to empty your wallet on alternative items. I know, I was sometimes that child. I think a kid bit me [...]

Popularity: 2% [?]

Why Getting a Degree Isn’t Always a Sound Financial Decision


The idea of getting a college education for the sake of learning how to think has become passé. Now, young people see college as an investment, thinking, “If I (or my parents) pay to earn a degree now, I can make more money later.” In many cases, the investment pays off. Most [...]

Popularity: 3% [?]


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