By Cortni Marrazzo
“No interest and no payments for an entire year!” This statement can stop people in their tracks when shopping and often times is the deciding factor on a particular purchase. But this statement can be a dangerous one if you aren’t careful. No interest = no worries, right? […]

By Shannon Christman
What I am about to say may be shocking to some in financially responsible circles: I use my credit cards more and more each year. Now, to make a disclaimer, I have never been tempted to rack up credit card debt and have only once failed to pay off the balance in […]

By Jennifer Derrick
In recent weeks I’ve felt a distinct discomfort when listening to the media, the government, and even my acquaintances talk about money. It’s always been pretty clear that I’m not normal and that I don’t fit financially into this society. I’m a saver and a proponent of more frugal lifestyles. I’m not a […]

By Cortni Marrazzo
“I want the toys and I want them now.” It sounds like something a toddler would say, doesn’t it? Yet this is what I hear nowadays from many people in their 20s and 30s indirectly through their spending habits. “I want toys and conveniences and I don’t want to have to […]

By Jennifer Derrick
My neighbors’ oldest child just left for college this fall. Watching him load his car with electronics, clothes, and “stuff,” headed for his new apartment, I started reminiscing about when I was just starting out. When I was younger, I lived a life that made others think I was poverty stricken. I didn’t […]

By Shana Murray
For me, running errands or shopping for groceries is like an adventure. Every time I enter a store there’s always a new item on sale, which of course I never need, but yet I always end up buying. Why is it that I always fall into this trap of coming home […]

By David John Marotta
If your credit card minimum payment was $10 and you repaid it every month for 15 1/2 years with an accruing interest of 15.9%, a $1,000 purchase would end up costing $2,250. Every time you use your credit card to pay for something you risk it being marked up two and […]

By Cortni Marrazzo
Having debt and saving money don’t tend to go hand in hand. Some would say they are two opposites and others would say that opposites attract. Well, here’s my story about how being in debt led us to saving more and being smarter about our financial situation.
I’ve had my share […]

By Ann Hartter
I am sure at some time in our bill-paying lives each of us has stared at a lengthy itemization of a credit card statement and wondered, “How did I get so bound to a piece of plastic?” We try planning, we try limits. There are books, magazines, and even consultants on the issue. […]

By Shannon Christman
I may have discovered the perfect crime. I can’t tell you who exactly is committing it, how exactly he’s doing, or who exactly it hurts, but I know someone, somewhere could be getting rich from it.
Last month, a charge for a hotel stay was $0.75 higher on our credit card bill […]