By Cortni Marrazzo
“I want the toys and I want them now.” It sounds like something a toddler would say, doesn’t it? Yet this is what I hear nowadays from many people in their 20s and 30s indirectly through their spending habits. “I want toys and conveniences and I don’t want to have to […]

Loans and credit cards provide great consumer benefits, but as with any form of borrowed money, you’ve got to be careful about how you manage credit. Here are tips for saving money on credit products - in your basic financial affairs, when shopping for new credit, and when using loans and credit cards.
1. Pay your […]

Surveys have shown time and again that people tend to fudge the truth when they talk to others about their money. White lies, mis truths and omissions range from not telling your spouse about the new pair of shoes or tech toy you recently purchased, to not mentioning to your fianc’e about the recent bankruptcy […]

Credit cards have a lot of advantages such as giving better protection than cash or checks on purchases, but you’ll be hard pressed to find a financial advisor that will tell you that there are good reasons to rack up credit card debt. One thing I have learned about personal finances is that every person’s […]

I’m surprised that I haven’t seen more pfbloggers write something about this, so I’ll go ahead and give my observations. It was fantastic to see that the Nobel Peace Prize winner (Muhammad Yunus ) this year went to someone who truly made a difference in the lives of people. He did so through giving microloans […]

I got into a heated discussion with one of my friends over credit cards. He has concluded that his current financial problems are due to credit card companies and they have driven him to debt. He likes to shout to anyone that will listen that credit card companies are evil and all the things they […]