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Ten Great Bits of Financial Advice


By Shannon Christman
It’s been said that when you take free advice, you should remember that you get what you pay for. I agree that it’s important to evaluate any advice — free or not — before following it, but rejecting all free advice because it is free is a really bad idea. (Unless you […]

How to Opportunity Budget


By Cortni Marrazzo
When setting up and running a household budget, the most important thing is that it works for you and your household. There are many good systems and practices that people may recommend, but the ultimate test of such a system is how and if it actually works in your personal finances. […]

When Staying In Becomes More Expensive Than Going Out


By Jennifer Derrick
A neighbor recently announced that she was getting serious about getting out of debt and saving for her family’s future. “Good for you,” I said and meant it, right up until she started detailing her plan for becoming more frugal.
“We need to start staying home more,” she said. “We waste too much […]

Don’t Monthly Payment Yourself to Death


By Cortni Marrazzo
Most people are probably painfully aware that gas prices have been rapidly increasing over the last couple of years (and especially months), thus also increasing the costs of any items needing to be delivered from anywhere, the most common being groceries. Many people are feeling the crunch in their budgets as they […]

21 Days to Positive Money Habits


By Jennifer Derrick
It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other regimens designed to create positive habits. It can also be applied to your […]

Can You Ever Really Be Financially “Ready” to Have a Baby?


By Cortni Marrazzo
The most common question my husband and I have been asked since we got married a couple of years ago is “When are you guys going to have kids?” Each time, we give the same answer — that were not ready for a baby yet. We’ve often received the following response: […]

Why Friday is the Most Expensive Day of the Week


By Cortni Marrazzo
The most expensive day of your week completely depends on your individual circumstances and spending habits, but I think for a lot of people, that day is Friday. There are many different factors that can influence why your spending would be more on Friday than on any other day of the week […]

How Your Budget Can Help Your Memory


By Cortni Marrazzo
Do you ever find that it is difficult to remember things? A weak memory is often hard to fix, but there are some things you can do to help yourself remember things. I’ve actually found that having a budget helps me remember certain things. How is that? Well my […]

The Discomfort of Being Financially Abnormal


By Jennifer Derrick
In recent weeks I’ve felt a distinct discomfort when listening to the media, the government, and even my acquaintances talk about money. It’s always been pretty clear that I’m not normal and that I don’t fit financially into this society. I’m a saver and a proponent of more frugal lifestyles. I’m not a […]

Know Your Personal Business Strategy


By Shannon Christman
Successful businesses spend a lot of time planning - creating a business model, a business plan, a strategy, and a mission statement. They want to define their main purpose and goals partly so that everyone in the company can stay focused on the reason for their work and not get distracted by […]


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