By Ann Hartter
A hoard of junk mail has passed through my in-box and into either the shredder, a pile for reuse, or straight into the recycle bin over the years. It wasn’t until recently, though, that I started noticing how photogenic money can be in the advertising. It looks good, it’s appealing, and it’s hard […]

By Ann Hartter
I love my blue jeans. They’re a pain to find and when I do, I pay top dollar for something that fits and isn’t too fashionable. I then wear them till they’re holding on by mere threads. I do get good use out of my jeans, but the price I end up paying […]

By Ann Hartter
I went to the grocery store this morning. My list included four items. I returned with ten. It would seem I had a problem with the impulse buy. That’s not, however, the case. Four of the things I returned with were on sale, so maybe it was sale-blindness. That’s not the case either. […]

By Ann Hartter
I got a letter today from a soldier in Bagdad. She’s bored. She ranted about the perpetuality of her job, and the things she “always” does, and my first instinct is to send her another package. She suggested we send her microwavable add-hot-water foods, and movies. If it wasn’t for the cost […]

By Ann Hartter
I’m a tutor by trade. I teach a myriad of students who have a myriad of struggles with a myriad of subjects. I use my position as a former student, writer, and educational professional to get into the annual writing conference for high school students put on by the college. I teach workshops, […]

By Ann Hartter
With any luck, St. Patrick’s Day will bring full bellies and full beer mugs. While there are Irish tunes, blessings, drinks, and colors splashed about our dining rooms and bars, there are also fun stories, legends and myths to share among our friends. Being the bookworm that I am, I looked into some […]

By Ann Hartter
If you’re on this site, you’re at least going the right direction. If you’ve gone to the library to check out some books, if you’re searching through some weblogs, if you’re talking to your best friends about money instead of your high heels, you’re definitely on the right track. There are a million […]

By Ann Hartter
Mmm.. Organizational shows: watch and drool. Suddenly you find yourself grasped by the impulse to tidy your tiny world. Most of us realize that a a cluttered life can cost us money, but how can an uncluttered home put a hole in your purse?
Organization is a window into a world, a […]

By Ann Hartter
Children live in a very self-centered world as they focus on learning about themselves and how the world works according to them. As they go along, learning how to mimic parents and other adults, observing behaviors through cause and effect, they learn very early about this thing called money. It seems fitting that […]

By Ann Hartter
Christmas cheer kicked in when I returned from my vacation and decorated my house. I emptied my Post Office box into a bag, then onto my table. Christmas cards (I scribble on a notebook some addresses before the envelopes disappear), bills (none unexpected), a couple of coupons, and junk mail galore. While booting […]