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	<title>SavingAdvice.com Blog &#187; S. Shugars</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>Investing Hack: Why I bought $199 in Apple Stock Instead of a New Apple 3G iPhone</title>
		<link>http://www.savingadvice.com/blog/2008/07/16/102148_investing-hack-iphone-3g.html</link>
		<comments>http://www.savingadvice.com/blog/2008/07/16/102148_investing-hack-iphone-3g.html#comments</comments>
		<pubDate>Wed, 16 Jul 2008 12:37:48 +0000</pubDate>
		<dc:creator>S. Shugars</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[3G]]></category>
		<category><![CDATA[APPL]]></category>
		<category><![CDATA[Apple]]></category>
		<category><![CDATA[gadgets]]></category>
		<category><![CDATA[investing hack]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[ipod]]></category>
		<category><![CDATA[money hack]]></category>
		<category><![CDATA[Peter Lynch]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[Warren Buffet]]></category>

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		<description><![CDATA[
I&#8217;m a big fan of index funds because, quite frankly, I don&#8217;t know much about investing and I would rather spend my time doing other things than learning how to invest in individual companies. Warren Buffett agrees with me on this as his response to a question at the Berkshire Hathaway annual shareholder meeting:
“If you [...]]]></description>
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		<slash:comments>21</slash:comments>
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		<title>I Just Traded in My Fuel Efficient Car for a SUV</title>
		<link>http://www.savingadvice.com/blog/2008/06/19/102167_why-i-just-bought-a-huge-suv-and-why-you-might-want-to-do-the-same.html</link>
		<comments>http://www.savingadvice.com/blog/2008/06/19/102167_why-i-just-bought-a-huge-suv-and-why-you-might-want-to-do-the-same.html#comments</comments>
		<pubDate>Thu, 19 Jun 2008 07:01:00 +0000</pubDate>
		<dc:creator>S. Shugars</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[fuel efficient]]></category>
		<category><![CDATA[Gas]]></category>
		<category><![CDATA[Honda]]></category>
		<category><![CDATA[mpg]]></category>
		<category><![CDATA[SUV]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/06/19/102167_why-i-just-bought-a-huge-suv-and-why-you-might-want-to-do-the-same.html</guid>
		<description><![CDATA[
When it seems that everyone wants to trade in their SUV for a more fuel efficient car, it might come as a surprise that I just purchased a SUV to replace my fuel efficient car. Although I have been told that I&#8217;m stupid for doing so, I often find that it makes financial sense to [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/06/19/102167_why-i-just-bought-a-huge-suv-and-why-you-might-want-to-do-the-same.html/feed</wfw:commentRss>
		<slash:comments>38</slash:comments>
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		<title>How I Lived in Million Dollar Homes for Free</title>
		<link>http://www.savingadvice.com/blog/2008/06/12/102150_how-i-lived-in-million-dollar-homes-for-free.html</link>
		<comments>http://www.savingadvice.com/blog/2008/06/12/102150_how-i-lived-in-million-dollar-homes-for-free.html#comments</comments>
		<pubDate>Thu, 12 Jun 2008 12:09:28 +0000</pubDate>
		<dc:creator>S. Shugars</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[free rent]]></category>
		<category><![CDATA[housesit]]></category>
		<category><![CDATA[housesitting]]></category>

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		<description><![CDATA[
For nine years I lived in million dollar homes for free and it is something that anyone who is neat and conscientious can easily do. My junior year in college, a professor who I had assisted received a year long sabbatical to live in a foreign country. During that time, he needed someone to housesit [...]]]></description>
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		<slash:comments>17</slash:comments>
		</item>
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		<title>Don&#8217;t be Mr. Cheap</title>
		<link>http://www.savingadvice.com/blog/2008/06/02/102151_dont-be-mr-cheap.html</link>
		<comments>http://www.savingadvice.com/blog/2008/06/02/102151_dont-be-mr-cheap.html#comments</comments>
		<pubDate>Mon, 02 Jun 2008 07:01:32 +0000</pubDate>
		<dc:creator>S. Shugars</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[office politics]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/06/02/102151_dont-be-mr-cheap.html</guid>
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Dear Mr. Cheap,
You know exactly who you are so I don&#8217;t feel a need to name you. While I know that you think that you are being sly and saving yourself a lot of money, let me say that your true nature shows through loud and clear. This would not be an issue except that [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2008/06/02/102151_dont-be-mr-cheap.html/feed</wfw:commentRss>
		<slash:comments>22</slash:comments>
		</item>
		<item>
		<title>Financial Advice from a Call Girl: How Great Sex Can Make You Rich</title>
		<link>http://www.savingadvice.com/blog/2008/05/29/102142_financial-advice-from-a-call-girl.html</link>
		<comments>http://www.savingadvice.com/blog/2008/05/29/102142_financial-advice-from-a-call-girl.html#comments</comments>
		<pubDate>Thu, 29 May 2008 07:37:07 +0000</pubDate>
		<dc:creator>S. Shugars</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[best advice]]></category>
		<category><![CDATA[call girl]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[sex]]></category>

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		<description><![CDATA[
When people think about the best financial advice they have ever received, it usually comes from a family member, a close mentor or a financial guru. So it&#8217;s with a bit of embarrassment that I must admit that the best financial advice I ever received came from a call girl I slept with in my [...]]]></description>
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		<slash:comments>55</slash:comments>
		</item>
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		<title>Why You Don&#8217;t Want A Budget</title>
		<link>http://www.savingadvice.com/blog/2008/05/21/102134_why-you-dont-want-a-budget.html</link>
		<comments>http://www.savingadvice.com/blog/2008/05/21/102134_why-you-dont-want-a-budget.html#comments</comments>
		<pubDate>Wed, 21 May 2008 07:01:21 +0000</pubDate>
		<dc:creator>S. Shugars</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[happy]]></category>
		<category><![CDATA[what's important]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/05/21/102134_why-you-dont-want-a-budget.html</guid>
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Conventional wisdom says that you should have a budget to get the most out of your money. While I believe a budget is a good thing to have when money is tight and you are first learning how to take reign of your personal finances, the ultimate goal should be not to have a budget [...]]]></description>
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		<slash:comments>30</slash:comments>
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