Author Archives for Shannon Christman
Ways to Save Money at Amusement Parks
Lehighton Night at Dorney Park was a highlight of each year when I was a young teenager. For $5 anyone in my small town (Lehighton) could buy an advance ticket for evening admission to the amusement park just over 25 miles away. Not only could a carload of my friends and I enjoy [...]
Personal Finance Isn’t Just About the Money
Personal finance isn’t about money. Well, it is about money in the sense that it’s not about music or biology or hockey, but it’s not only about money. Having strong personal finance skills usually does mean that you will have more money than your peers, but the benefits of honing your personal finance skills go [...]
When It Comes to Saving, “Instead of…” Is a Poor Excuse
“Instead of using coupons, I buy things on sale” is a statement I hear often from people who think I waste my time clipping coupons. My response is, “Why not do both? If you use the coupons for things that are on sale, you can save even more.” In most cases, the “instead of” [...]
Why Don’t More Faith Communities Emphasize Simple Living?
My church is part of a denomination whose doctrinal statement reads in part, “Nonconformity calls us to reject the world’s unrestrained materialism, its sensualism, and its self-centeredness. Rather we seek to express the values of God’s kingdom by a lifestyle of modesty and simplicity.” Nevertheless, in the eight and a half years I have [...]
Coupons Are Taxable – Why Do We Have To Pay Sales Tax on Them?
It seems everything is taxable — even coupons! I never questioned the small print on the coupons I use, at least not the part about the customer paying sales tax. (I don’t understand why a manufacturer can say a coupon shouldn’t be doubled when it’s the retailer that makes a doubling offer, but [...]
The Hidden Costs of Stay-At-Home Parenting
Anyone who is seriously considering stay-at-home parenting is likely to have done the math. Most potential stay-at-home parents know how much they will have to cut their expenses to live on less than two full salaries. They have considered the financial effects of forgoing several years of career experience, and they are even likely [...]
Grocery Bags Should Be Free!
The boxes were gone. My three-year-old was crestfallen. He had looked forward to his regular job of returning the plastic bags from last week’s grocery shopping trip to the recycling boxes just inside the store. But the boxes are no longer there; an employee told us that the store had discontinued its recycling. [...]
Should You Buy from People Like You?
Depending on where you live, you may see copies of Christian business directories, the most well known of which is The Shepherd’s Guide, in businesses around town. Though the stated purpose of such directories is couched in loftier terms, their basic goal is to promote businesses owned by Christians to Christian customers, encouraging people [...]
Ten Ways to Reduce the Cost of Printing from Your Home Computer
Printing invitations, photos, shipping labels, and other paper items from a home computer is one do-it-yourself activity many people erroneously adopt in an effort to save money. While printing from home rather than buying in a store can save money in some cases, it may actually cost more in others. Those who believe they [...]
“I Spy” a Saving Opportunity
Just in case you have spotted me checking out all the library books I can find by Walter Wick, best known as co-creator of the I Spy books, I have a confession to make: they’re not really for my kids. I did check out the first one for my son, but while I learned he [...]