Yesterday, as I washed two coffee mugs that my aunt gave me, I said unexpectedly to myself, “These will be among my final things.” An image flashed before me. I saw myself, old and shrunken, seated at a little table surrounded by the few belongings worth keeping through the years; a lifetime of journals, my [...]

There’s a lot more to life than money. Even when you do concentrate on money issues, it should be with the thought of getting your finances in order so you can pursue the experiences in life that you want. Yet profound life experiences can still be enjoyed even if you have a negative balance in [...]

Not only do I not give a hoot about keeping up with the Joneses, I would like to start a movement of the Un-Joneses. I want to influence people to look at my life and decide that they want to spend less not more. Wanna join me? I hope so.
How can we do [...]

If you knew that a friend busted their budget in order to invite you over for dinner, would you enjoy the dinner? Probably not. Keep this thought in mind when you entertain.
When preparing for dinner guests, wondering, “What will they think about the water stains on the ceilings?” is normal. Hoping the [...]

It is common to pay lots of attention to unexpected expenses, through whining and commiserating with others. But look at the bright side; isn’t there sometimes, unexpected income? Maybe your perception of the surprise influx is what keeps you from using it effectively and therefore you don’t fully appreciate it, or remember it, for that [...]

I, like every other teenager in America, learned about subliminal messages in high school. Determined not to be influenced against my will, every time I entered a dark movie theater I would steel myself against advertisers’ sly tactics. I was certain that “Buy Massive Amounts Of Buttered Popcorn And Obscenely Large Soft Drinks” flashed in [...]

I saw “DWI — You can’t Afford It” written on road signs along Interstate 40 as we passed through Texas on our recent vacation. What an interesting angle, I thought. I guess that since the fact that the risk of killing innocent people, as well as themselves, isn’t enough of a deterrent for drunk [...]

My husband and I just returned from a 17 day, 5,500-mile road trip westward from our home in South Carolina. Even though 4.5 million visit the Grand Canyon every year, we still felt like bold adventurers because it was all new to us.
And, I have learned that as a white person, apparently I can [...]

I’m cheap and proud of it, even when my friends tease me about it. Though, there are some things that even I have learned are not worth scrimping on. Here are four of them:
Therapy: I have several friends who know they need therapy and even say the want it, but they claim [...]

As a former insurance salesperson, I have attended countless classes on the subject of how to motivate clients to buy life and disability insurance. However, I remain sympathetic to the fact that many of you refuse to buy this coverage for several heartfelt reasons.
(Warning: Overly dramatic scare tactic ahead!) Unfortunately, once you are [...]