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	<title>SavingAdvice.com Blog &#187; David G. Mitchell</title>
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	<link>http://www.savingadvice.com/blog</link>
	<description>Bridging the gap between saving money and investing</description>
	<lastBuildDate>Fri, 06 Nov 2009 07:01:34 +0000</lastBuildDate>
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		<title>Why I Keep My SUV</title>
		<link>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html#comments</comments>
		<pubDate>Fri, 06 Nov 2009 07:01:34 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car dings]]></category>
		<category><![CDATA[car stress]]></category>
		<category><![CDATA[cash for clunkers]]></category>
		<category><![CDATA[cost of car]]></category>
		<category><![CDATA[flashy car]]></category>
		<category><![CDATA[learner's permit]]></category>
		<category><![CDATA[new car]]></category>
		<category><![CDATA[SUV]]></category>
		<category><![CDATA[used car]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5363</guid>
		<description><![CDATA[I drive an SUV that I purchased new in 2002.  It has relatively low mileage but, after nearly eight years of hauling sports equipment for my kids and mulch for my garden, and after assorted spills while my kids negotiated who got to sit where, my car is not as pristine as it once [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/06/105363_cars-suv.html/feed</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>Death At WalMart</title>
		<link>http://www.savingadvice.com/blog/2009/11/04/105366_death-at-walmart.html</link>
		<comments>http://www.savingadvice.com/blog/2009/11/04/105366_death-at-walmart.html#comments</comments>
		<pubDate>Wed, 04 Nov 2009 07:01:41 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[burial casket]]></category>
		<category><![CDATA[caskets]]></category>
		<category><![CDATA[coffin]]></category>
		<category><![CDATA[cost of mortality]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[death and finances]]></category>
		<category><![CDATA[funeral costs]]></category>
		<category><![CDATA[headstone]]></category>
		<category><![CDATA[Walmart]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5366</guid>
		<description><![CDATA[The Circle of Life is almost complete at Walmart.  I just discovered that Walmart now offers a large selection of caskets for those of us who are planning for the great hereafter.  I suppose that it can&#8217;t be too long before Walmart also offers a mid-wife service, and after that, dormitories for its [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/11/04/105366_death-at-walmart.html/feed</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Shopping Lessons I Hope My Son Learns</title>
		<link>http://www.savingadvice.com/blog/2009/10/29/105347_shopping-lessons-i-have-learned.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/29/105347_shopping-lessons-i-have-learned.html#comments</comments>
		<pubDate>Thu, 29 Oct 2009 07:01:03 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bigger is not better]]></category>
		<category><![CDATA[bogo]]></category>
		<category><![CDATA[coffee]]></category>
		<category><![CDATA[coffee shop]]></category>
		<category><![CDATA[frugalista]]></category>
		<category><![CDATA[functionality]]></category>
		<category><![CDATA[low tech]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[patience]]></category>
		<category><![CDATA[return policy]]></category>
		<category><![CDATA[waste money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5347</guid>
		<description><![CDATA[The other day, I went out for coffee with my teen-aged son.  My son and I went on a Sunday and I was not sure whether the bakery would be open as it was late in the day.  My son asked why we were going to that particular bakery; since there is a [...]]]></description>
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		<slash:comments>10</slash:comments>
		</item>
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		<title>Not Feeling Guilty About Freebies</title>
		<link>http://www.savingadvice.com/blog/2009/10/27/105342_not-feeling-guilty-about-freebies.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/27/105342_not-feeling-guilty-about-freebies.html#comments</comments>
		<pubDate>Tue, 27 Oct 2009 07:01:09 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bargain]]></category>
		<category><![CDATA[bogo]]></category>
		<category><![CDATA[deals]]></category>
		<category><![CDATA[free stuff]]></category>
		<category><![CDATA[freebies]]></category>
		<category><![CDATA[get a good deal]]></category>
		<category><![CDATA[local business]]></category>
		<category><![CDATA[national chain freebies]]></category>
		<category><![CDATA[public radio]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5342</guid>
		<description><![CDATA[Like most people, I love to find a bargain.  A BOGO deal coupled with a great coupon is a cause for great pride.  A 90%-off clearance sale where I can find things that I will actually use is a great thing.  A 50th anniversary celebration at a restaurant that rolls back its [...]]]></description>
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		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Do Name Brands Matter?</title>
		<link>http://www.savingadvice.com/blog/2009/10/23/105327_do-name-brands-matter.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/23/105327_do-name-brands-matter.html#comments</comments>
		<pubDate>Fri, 23 Oct 2009 07:01:11 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[brand driven]]></category>
		<category><![CDATA[coke vs pepsi]]></category>
		<category><![CDATA[haagen Dazs vs Ben and Jerry's]]></category>
		<category><![CDATA[mcdonalds vs burger king]]></category>
		<category><![CDATA[performance driven]]></category>
		<category><![CDATA[quality control]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5327</guid>
		<description><![CDATA[Is it my imagination or are brands not nearly as big a deal today as they were thirty years ago?  When I was growing up, there were endless discussions of Coke versus Pepsi, McDonalds versus Burger King, and Haagen Dazs versus Ben and Jerry’s.  Over the past few years, however, I think that [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/23/105327_do-name-brands-matter.html/feed</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Buying Artwork on a Budget</title>
		<link>http://www.savingadvice.com/blog/2009/10/21/105323_buying-artwork-on-a-budget.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/21/105323_buying-artwork-on-a-budget.html#comments</comments>
		<pubDate>Wed, 21 Oct 2009 07:01:47 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[antique actions]]></category>
		<category><![CDATA[antique shops]]></category>
		<category><![CDATA[art actions]]></category>
		<category><![CDATA[art schools]]></category>
		<category><![CDATA[artists]]></category>
		<category><![CDATA[artwork]]></category>
		<category><![CDATA[budget artwork]]></category>
		<category><![CDATA[craft shops]]></category>
		<category><![CDATA[furniture]]></category>
		<category><![CDATA[thrift shops]]></category>
		<category><![CDATA[thrift stores]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5323</guid>
		<description><![CDATA[When my wife and I were first married, we spent many weekends searching for art and antiques at auctions, antique shops and thrift shops.  We never spent a lot of money on anything we bought and, after a few years, our New England home was full of wonderful 18th and 19th century pieces.  [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/21/105323_buying-artwork-on-a-budget.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>It&#8217;s Wrong to Bring Your Own Drink to a Restaurant</title>
		<link>http://www.savingadvice.com/blog/2009/10/15/105315_its-wrong-to-bring-your-own-drink-to-a-restaurant.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/15/105315_its-wrong-to-bring-your-own-drink-to-a-restaurant.html#comments</comments>
		<pubDate>Thu, 15 Oct 2009 07:01:04 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[bring your own drink]]></category>
		<category><![CDATA[bring your own food]]></category>
		<category><![CDATA[drinks]]></category>
		<category><![CDATA[food at movie theater]]></category>
		<category><![CDATA[frugalista]]></category>
		<category><![CDATA[iced coffee]]></category>
		<category><![CDATA[movie theater]]></category>
		<category><![CDATA[restaurant]]></category>
		<category><![CDATA[restaurant manners]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5315</guid>
		<description><![CDATA[I like to sip iced coffee when I drive.  I am not sure that I like the coffee as much as I like crunching on the coffee-flavored ice, but for whatever reason, I like to have an iced coffee in the car.  Of course, as a responsible frugalista, I would never admit to [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/15/105315_its-wrong-to-bring-your-own-drink-to-a-restaurant.html/feed</wfw:commentRss>
		<slash:comments>28</slash:comments>
		</item>
		<item>
		<title>When Is a Deal a Good Deal?</title>
		<link>http://www.savingadvice.com/blog/2009/10/13/105307_when-is-a-deal-a-good-deal.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/13/105307_when-is-a-deal-a-good-deal.html#comments</comments>
		<pubDate>Tue, 13 Oct 2009 07:01:28 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[At Seventeen]]></category>
		<category><![CDATA[bargain]]></category>
		<category><![CDATA[deal]]></category>
		<category><![CDATA[good deal]]></category>
		<category><![CDATA[Janis Ian]]></category>
		<category><![CDATA[John Coltrane]]></category>
		<category><![CDATA[Society’s Child]]></category>
		<category><![CDATA[worth buying]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5307</guid>
		<description><![CDATA[When is a deal a good deal?  Unless something is absolutely free, we are necessarily paying for it, so how do we decide if something is worth buying?  Even if something is absolutely free, there may still be costs associated with transporting it, storing it, using it or disposing of it.  The [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/13/105307_when-is-a-deal-a-good-deal.html/feed</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Starting A Business Resources</title>
		<link>http://www.savingadvice.com/blog/2009/10/10/105300_starting-a-business-resources.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/10/105300_starting-a-business-resources.html#comments</comments>
		<pubDate>Sat, 10 Oct 2009 07:01:24 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[new business]]></category>
		<category><![CDATA[people you know]]></category>
		<category><![CDATA[potential clients]]></category>
		<category><![CDATA[professional organizations]]></category>
		<category><![CDATA[self employed resources]]></category>
		<category><![CDATA[self-employed]]></category>
		<category><![CDATA[small business resources]]></category>
		<category><![CDATA[state websites]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5300</guid>
		<description><![CDATA[Now that I have made the decision to start a business, what next?  Doing a good job in one&#8217;s chosen field usually requires entirely different skill sets and knowledge than running a business.  Accounting software? Tracking time? Building a website? Forming a corporation?  The list of tasks is lengthy and can be [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/10/105300_starting-a-business-resources.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Starting My Own Business</title>
		<link>http://www.savingadvice.com/blog/2009/10/08/105292_starting-my-own-business.html</link>
		<comments>http://www.savingadvice.com/blog/2009/10/08/105292_starting-my-own-business.html#comments</comments>
		<pubDate>Thu, 08 Oct 2009 07:01:10 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[business opportunities]]></category>
		<category><![CDATA[business ownership]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[local licenses]]></category>
		<category><![CDATA[new employment]]></category>
		<category><![CDATA[self employment]]></category>
		<category><![CDATA[trade associations]]></category>
		<category><![CDATA[unemployed]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5292</guid>
		<description><![CDATA[After close to thirty years of working for other people, I have finally decided to hang out a shingle on my own.  For some people, self-employment is a natural extension of who they are.  For me, as I insist on the possibility of great success in anything I undertake, the decision to go [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/10/08/105292_starting-my-own-business.html/feed</wfw:commentRss>
		<slash:comments>16</slash:comments>
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