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	<title>SavingAdvice.com Blog &#187; Amy L. Fontinelle</title>
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	<link>http://www.savingadvice.com/blog</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>8 Ways A Recession Can Benefit You In The Long Run</title>
		<link>http://www.savingadvice.com/blog/2009/06/26/104776_8-ways-a-recession-can-benefit-you-in-the-long-run.html</link>
		<comments>http://www.savingadvice.com/blog/2009/06/26/104776_8-ways-a-recession-can-benefit-you-in-the-long-run.html#comments</comments>
		<pubDate>Fri, 26 Jun 2009 07:01:25 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[benefits of a recession]]></category>
		<category><![CDATA[improve habits]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[spend less]]></category>
		<category><![CDATA[tax reduction]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4776</guid>
		<description><![CDATA[In the midst of a recession, it&#8217;s easy to feel like things will never get better. The news is filled with reports of layoffs and stock market declines, the atmosphere at work is somber, and talk about the economy even makes its way into the TV shows you watch to get away from it all. [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/06/26/104776_8-ways-a-recession-can-benefit-you-in-the-long-run.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<title>Recession Vacations</title>
		<link>http://www.savingadvice.com/blog/2009/06/19/104754_recession-vacations.html</link>
		<comments>http://www.savingadvice.com/blog/2009/06/19/104754_recession-vacations.html#comments</comments>
		<pubDate>Fri, 19 Jun 2009 07:01:32 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4754</guid>
		<description><![CDATA[In this economy, many of us probably can&#8217;t afford to take a summer vacation like we&#8217;re used to. But if there&#8217;s a trip you can&#8217;t avoid in your future (like an out-of-town wedding or a family reunion), there are things you can do to minimize the cost of your trip no matter where you&#8217;re going. [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/06/19/104754_recession-vacations.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>How Much 10 Common Grocery Items Cost Savvy Shoppers</title>
		<link>http://www.savingadvice.com/blog/2009/05/23/104615_how-much-10-common-grocery-items-cost-savvy-shoppers.html</link>
		<comments>http://www.savingadvice.com/blog/2009/05/23/104615_how-much-10-common-grocery-items-cost-savvy-shoppers.html#comments</comments>
		<pubDate>Sat, 23 May 2009 07:01:20 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Coupon Mom]]></category>
		<category><![CDATA[couponmom.com]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[groceries]]></category>
		<category><![CDATA[grocery shoppong]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[store coupons]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4615</guid>
		<description><![CDATA[After following sales and coupons religiously for several months, I&#8217;ve started to get a sense of the best prices for various items.  
The best way to get these prices is to use the Coupon Mom method of combining a store&#8217;s loyalty card discount with sales and coupons. However, over the last several months, it [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/05/23/104615_how-much-10-common-grocery-items-cost-savvy-shoppers.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
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		<title>Saving Money on Groceries with the Coupon Mom Method</title>
		<link>http://www.savingadvice.com/blog/2009/05/07/104401_saving-money-on-groceries-with-the-coupon-mom-method.html</link>
		<comments>http://www.savingadvice.com/blog/2009/05/07/104401_saving-money-on-groceries-with-the-coupon-mom-method.html#comments</comments>
		<pubDate>Thu, 07 May 2009 07:01:52 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[clip coupons]]></category>
		<category><![CDATA[Coupon Mom]]></category>
		<category><![CDATA[couponmom.com]]></category>
		<category><![CDATA[discount stores]]></category>
		<category><![CDATA[farmers' market]]></category>
		<category><![CDATA[groceries]]></category>
		<category><![CDATA[grocery budget]]></category>
		<category><![CDATA[grocery shopping]]></category>
		<category><![CDATA[grocery store]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[shopping list]]></category>
		<category><![CDATA[Stephanie Nelson]]></category>
		<category><![CDATA[store brands]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4401</guid>
		<description><![CDATA[The only thing I used to do to save money on groceries was to make a list before each shopping trip and stick to a monthly grocery budget. I didn’t use coupons because I figured I saved more money by purchasing store brands (preferably store brands on sale) and shopping at discount stores and farmers [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/05/07/104401_saving-money-on-groceries-with-the-coupon-mom-method.html/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Standards for Living Expenses</title>
		<link>http://www.savingadvice.com/blog/2009/03/27/104252_standards-for-living-expenses.html</link>
		<comments>http://www.savingadvice.com/blog/2009/03/27/104252_standards-for-living-expenses.html#comments</comments>
		<pubDate>Fri, 27 Mar 2009 07:01:19 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[X Files]]></category>
		<category><![CDATA[bus pass]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Internal Revenue Service]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[living expenses]]></category>
		<category><![CDATA[public transportation]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4252</guid>
		<description><![CDATA[If you’re trying to scale back your spending and live within your means or just save a little more each month, how do you determine reasonable spending amounts for each category of spending in your life like food, clothes, and transportation? Well, there are several government standards that you can use as a guideline.
The Internal [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/03/27/104252_standards-for-living-expenses.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Inexpensive Ways To Get Organized</title>
		<link>http://www.savingadvice.com/blog/2009/03/20/104195_inexpensive-ways-to-get-organized.html</link>
		<comments>http://www.savingadvice.com/blog/2009/03/20/104195_inexpensive-ways-to-get-organized.html#comments</comments>
		<pubDate>Fri, 20 Mar 2009 07:12:17 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[accordion folder]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[clutter]]></category>
		<category><![CDATA[containers]]></category>
		<category><![CDATA[file box]]></category>
		<category><![CDATA[maximize space]]></category>
		<category><![CDATA[organize]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4195</guid>
		<description><![CDATA[If you can’t afford the luxury of a professional crew of organizers and designers to organize your clutter and maximize your space, that doesn’t mean you have to keep living in chaos. Those of us on a budget still have plenty of options for getting organized. All you need to get started is some time [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/03/20/104195_inexpensive-ways-to-get-organized.html/feed</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Discover More Credit Card Signup Bonus</title>
		<link>http://www.savingadvice.com/blog/2009/03/12/104203_discover-more-card-credit-card-signup-bonus.html</link>
		<comments>http://www.savingadvice.com/blog/2009/03/12/104203_discover-more-card-credit-card-signup-bonus.html#comments</comments>
		<pubDate>Thu, 12 Mar 2009 23:44:42 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[$100 cashback bonus]]></category>
		<category><![CDATA[bonus credit card]]></category>
		<category><![CDATA[cashback bonus]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Disciver More]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[Discover More card]]></category>
		<category><![CDATA[Discover more credit card]]></category>
		<category><![CDATA[gift card]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4203</guid>
		<description><![CDATA[Though there have been reports that credit card rewards programs are being scaled back and there don’t seem to be as many great signup bonuses these days, there is one signup bonus that is being heavily advertised that you may want to check out. 
Discover is offering a $100 Cashback Bonus when you make $500 [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/03/12/104203_discover-more-card-credit-card-signup-bonus.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>6 Considerations Before Accepting Your First Job</title>
		<link>http://www.savingadvice.com/blog/2009/02/20/104108_6-considerations-before-accepting-your-first-job.html</link>
		<comments>http://www.savingadvice.com/blog/2009/02/20/104108_6-considerations-before-accepting-your-first-job.html#comments</comments>
		<pubDate>Fri, 20 Feb 2009 08:01:41 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[first job]]></category>
		<category><![CDATA[idealistic job]]></category>
		<category><![CDATA[love your job]]></category>
		<category><![CDATA[work after school]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4108</guid>
		<description><![CDATA[Knowing what to do when you first graduate isn’t easy. There’s so much at stake: paying off student loans, choosing a geographic location you’ll enjoy, starting your career off on the right foot—how do you know what jobs to spend your time and energy applying for, when to accept an offer, and when to keep [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/02/20/104108_6-considerations-before-accepting-your-first-job.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What College Doesn&#8217;t Teach You about the Real World</title>
		<link>http://www.savingadvice.com/blog/2009/02/10/104071_what-college-doesnt-teach-you-about-the-real-world.html</link>
		<comments>http://www.savingadvice.com/blog/2009/02/10/104071_what-college-doesnt-teach-you-about-the-real-world.html#comments</comments>
		<pubDate>Tue, 10 Feb 2009 15:01:39 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[job skills]]></category>
		<category><![CDATA[school]]></category>
		<category><![CDATA[work and school]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4071</guid>
		<description><![CDATA[For all the time and expense involved and for all the talk about how a college degree will help you land a job and make a higher salary, there sure are a lot of important things that many college curriculum don’t teach you about how to excel in the working world. Here are a few [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/02/10/104071_what-college-doesnt-teach-you-about-the-real-world.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Things I Wish I Had Known About Work When I Was Younger</title>
		<link>http://www.savingadvice.com/blog/2009/02/05/104048_things-i-wish-i-had-known-about-work-when-i-was-younger.html</link>
		<comments>http://www.savingadvice.com/blog/2009/02/05/104048_things-i-wish-i-had-known-about-work-when-i-was-younger.html#comments</comments>
		<pubDate>Thu, 05 Feb 2009 13:28:35 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[big company]]></category>
		<category><![CDATA[burning bridges]]></category>
		<category><![CDATA[I wish I had known]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[salary]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4048</guid>
		<description><![CDATA[When you&#8217;re a young adult preparing for a working world that you haven&#8217;t yet experienced, knowing what to expect is difficult.  Here are a number of things I wish I had known about work when I was 20 that would have gotten me off to a better start. Why learn these lessons the hard [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/blog/2009/02/05/104048_things-i-wish-i-had-known-about-work-when-i-was-younger.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
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