Comments on: A Life Without Debt: Whatever Will I Do In My Old Age? http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html Bridging the gap between saving money and investing Tue, 24 Nov 2009 22:38:31 -0800 http://wordpress.org/?v=2.8 hourly 1 By: Hotaka http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-638361 Hotaka Sun, 20 Sep 2009 20:15:46 +0000 http://www.savingadvice.com/blog/?p=4497#comment-638361 Children do not equal happiness; that must come from within. In fact, if you're not happy now, then you definitely shouldn't have kids until you fix that part of your life. She has given no indication that she lacks relationships that will feed her need in old age. One way or the other, this is great advice. I know a good many people who have/had a good family to rely on but had to go into LTC facilities because of the severity of their health disorders (alzhiemers, terminal cancer, pyschotic disorders...). Children do not equal happiness; that must come from within. In fact, if you’re not happy now, then you definitely shouldn’t have kids until you fix that part of your life. She has given no indication that she lacks relationships that will feed her need in old age. One way or the other, this is great advice. I know a good many people who have/had a good family to rely on but had to go into LTC facilities because of the severity of their health disorders (alzhiemers, terminal cancer, pyschotic disorders…).

]]> By: Kitty http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-618506 Kitty Thu, 16 Jul 2009 15:59:23 +0000 http://www.savingadvice.com/blog/?p=4497#comment-618506 My goodness! All this "money is not happiness" stuff is bullsh!t. You CANNOT depend on your children for anything - especially male children. Save your money, live your life like you want. Of course, there are exceptional children, but it's rare. My goodness! All this “money is not happiness” stuff is bullsh!t. You CANNOT depend on your children for anything – especially male children. Save your money, live your life like you want. Of course, there are exceptional children, but it’s rare.

]]> By: Jerry Steinberg http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-592259 Jerry Steinberg Sat, 23 May 2009 17:02:57 +0000 http://www.savingadvice.com/blog/?p=4497#comment-592259 Dear Sadie, You used the term DINK (Double Income, No Kids), but we childfree folks prefer the term THINKER (Two Healthy Incomes, No Kids, Early Retirement), as it's much more positive. Besides, it appears that people who choose not to have children think much more about parenthood than those who simply fall into it. Jerry Steinberg Founding Non-Father Emeritus of NO KIDDING! The international social club for childless and childfree couples and singles info@nokidding.net Dear Sadie,

You used the term DINK (Double Income, No Kids), but we childfree folks prefer the term THINKER (Two Healthy Incomes, No Kids, Early Retirement), as it’s much more positive. Besides, it appears that people who choose not to have children think much more about parenthood than those who simply fall into it.

Jerry Steinberg
Founding Non-Father Emeritus of NO KIDDING!
The international social club for childless and childfree couples and singles
info@nokidding.net

]]> By: pharmboy http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-591878 pharmboy Sat, 23 May 2009 04:45:03 +0000 http://www.savingadvice.com/blog/?p=4497#comment-591878 Interesting post. I spent yesterday walking my 88-year old grandmother all over her hometown cemetery and I helped her put flowers on, among others, my great-great-grandparents' grave. They're the reason I'm lucky enough to live in America and not Russia, and it was nice to be able to show them honor and gratitude in a small way. That's the kind of stuff that I look forward to with my future kids and then grandkids. But hey, to each his own. Interesting post. I spent yesterday walking my 88-year old grandmother all over her hometown cemetery and I helped her put flowers on, among others, my great-great-grandparents’ grave. They’re the reason I’m lucky enough to live in America and not Russia, and it was nice to be able to show them honor and gratitude in a small way. That’s the kind of stuff that I look forward to with my future kids and then grandkids. But hey, to each his own.

]]> By: Gail http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-591523 Gail Fri, 22 May 2009 17:53:23 +0000 http://www.savingadvice.com/blog/?p=4497#comment-591523 Trash: That is a nasty, rude comment, that has nothing to do with the original post. You are certainly taking liberties in assumptions. You owe the poster an apology!! Your 'name' says it all-you are trash talking! Trash: That is a nasty, rude comment, that has nothing to do with the original post. You are certainly taking liberties in assumptions. You owe the poster an apology!! Your ‘name’ says it all-you are trash talking!

]]> By: Trash http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-591429 Trash Fri, 22 May 2009 12:41:37 +0000 http://www.savingadvice.com/blog/?p=4497#comment-591429 I am astounded, thinking that two sided thinking doesn't help the one in the middle. You can say that saving cash is a deed that is worthy of love- you didn't waste a child's dinner money on new shoes...In the end, you are missing the point of what everyone is talking about, which is having a family. What makes you so undesirable as a woman? You need a man that will take you, just don't play the "lesbian card" too hard. It sounds like you have the looks of a Yorkshire terrier. Probably a beard, too, from looking long and hard under your futon for loose change. You don't change diapers....oh, shit. I am astounded, thinking that two sided thinking doesn’t help the one in the middle. You can say that saving cash is a deed that is worthy of love- you didn’t waste a child’s dinner money on new shoes…In the end, you are missing the point of what everyone is talking about, which is having a family. What makes you so undesirable as a woman? You need a man that will take you, just don’t play the “lesbian card” too hard. It sounds like you have the looks of a Yorkshire terrier. Probably a beard, too, from looking long and hard under your futon for loose change. You don’t change diapers….oh, shit.

]]> By: Slinky http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-591192 Slinky Thu, 21 May 2009 20:43:02 +0000 http://www.savingadvice.com/blog/?p=4497#comment-591192 Of course there's more to life than money! But it's not necessarily going to be the main focus of an article on a blog called SavingAdvice. I thought the article made its point quite well. Perhaps now she'll have to write another article about how she really does have friends. Of course there’s more to life than money! But it’s not necessarily going to be the main focus of an article on a blog called SavingAdvice. I thought the article made its point quite well. Perhaps now she’ll have to write another article about how she really does have friends.

]]> By: Deirdre http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-591093 Deirdre Thu, 21 May 2009 16:55:50 +0000 http://www.savingadvice.com/blog/?p=4497#comment-591093 Being childfree doesn't guarantee no debt! I am single, childfree, nearing 40, with $80K in student loans. If I chose to save 50% of my income to savings (preposterous in this economy, to everyone but the wealthy), I'd be living with my parents! And no, I don't live beyond my means, I just don't make a six-figure salary. Being childfree doesn’t guarantee no debt! I am single, childfree, nearing 40, with $80K in student loans. If I chose to save 50% of my income to savings (preposterous in this economy, to everyone but the wealthy), I’d be living with my parents! And no, I don’t live beyond my means, I just don’t make a six-figure salary.

]]> By: Gail http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-590767 Gail Thu, 21 May 2009 00:36:08 +0000 http://www.savingadvice.com/blog/?p=4497#comment-590767 It is nice to have children, but they shouldn't be your 'retirement plan'. Advance palnning is so crucial in this day and age. I wish I had done more, but I became disabled in my 40's, 20+ years before I expected to retire and unfortunately didn't have the savings in place that I would have liked. My hubby is self-emplyoed with poor health also and trying to meet the medical bills, etc. is an ongoing process. I certainly don't expect my kids who are only in their 20's to be tossing us money as they are still trying to get their own feet up the ladder. Do what you can for yourself whether with or without children. Sacrificing now to have a better tomorrow is worth the knowledge that you won't have the financial stress that is possible for either lack of planning or for those like me that did plan but didn't get to completely carry it out. It is nice to have children, but they shouldn’t be your ‘retirement plan’. Advance palnning is so crucial in this day and age. I wish I had done more, but I became disabled in my 40’s, 20+ years before I expected to retire and unfortunately didn’t have the savings in place that I would have liked. My hubby is self-emplyoed with poor health also and trying to meet the medical bills, etc. is an ongoing process. I certainly don’t expect my kids who are only in their 20’s to be tossing us money as they are still trying to get their own feet up the ladder. Do what you can for yourself whether with or without children. Sacrificing now to have a better tomorrow is worth the knowledge that you won’t have the financial stress that is possible for either lack of planning or for those like me that did plan but didn’t get to completely carry it out.

]]> By: Leni http://www.savingadvice.com/blog/2009/05/19/104497_a-life-without-debt-whatever-will-i-do-in-my-old-age.html/comment-page-1#comment-590758 Leni Wed, 20 May 2009 21:53:19 +0000 http://www.savingadvice.com/blog/?p=4497#comment-590758 Those who think that the childfree are lonely and by themselves haven't visited a nursing home lately (I have). It is heartbreaking just for me to see the old people lined up at the door waiting for visitors, anyone, and seeing the disappointment on their faces- I can imagine that their heartbreak is much greater than mine! Most of these folks have been ignored by their children, who are too busy to bother with them. And, for the record, we childfree are anything but alone or lonely. We have family, pets, and also the bonds of friendship to help each other. As for the money, how many of you have seen impoverished old people? (I have seen LOTS, most with children.) Those who think that the childfree are lonely and by themselves haven’t visited a nursing home lately (I have). It is heartbreaking just for me to see the old people lined up at the door waiting for visitors, anyone, and seeing the disappointment on their faces- I can imagine that their heartbreak is much greater than mine! Most of these folks have been ignored by their children, who are too busy to bother with them. And, for the record, we childfree are anything but alone or lonely. We have family, pets, and also the bonds of friendship to help each other. As for the money, how many of you have seen impoverished old people? (I have seen LOTS, most with children.)

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