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Summer Is Coming: No and Low Cost Entertainment for Kids


Summer is coming. By the time you read this, your kids or grandkids, if you have them, may already be on summer vacation. Back when I was a kid, that meant endless days of hiking in the woods with my friends, playing baseball, shooting baskets and generally trying to make myself scarce so [...]

The High School Class Reunion


Oh, the joy of a high school reunion. The time when you get to see that most of your former classmates have done better than you, at least on the surface. My reunion was last week (let’s not discuss how many years it’s been) and I debated long and hard about going. Part of me [...]

A Life Without Debt: A Debt Free Life Is a Creative Life


I hear many people complain that they aren’t creative. “I can’t paint or write,” they say. They assume that creativity is only relevant if you are creating some piece of art, music, or design. But creativity isn’t limited only to the arts. Plenty of creativity is required in everything from manufacturing to accounting to the [...]

Why Should You Never Trust Just One Source? Often They Don’t Know Any More Than You Do


This video from the Daily Show with Jon Stewart is funny and great entertainment:

The Daily Show With Jon Stewart
M – Th 11p / 10c

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But it’s also an important lesson in financial management. The lesson to be learned from this video is that you should never trust one source [...]

Five Ways to Make Money if You Love Pets


Yesterday, I got a dog. We named him “Peter’s Lucky Biscuit” and he is adorable. That’s him in the photo to the left. Biscuit is a pure bread labradoodle. We had to get a pure breed because we needed a hypoallergenic breed that would be more likely to be compatible with [...]

How Much 10 Common Grocery Items Cost Savvy Shoppers


After following sales and coupons religiously for several months, I’ve started to get a sense of the best prices for various items.
The best way to get these prices is to use the Coupon Mom method of combining a store’s loyalty card discount with sales and coupons. However, over the last several months, it [...]

Should Customers Be Billed on What They Can Pay?


I may have written about my dad in the past. Dad is a retired dentist. He grew up during the Depression, barely got through high school while he worked multiple jobs to support his family and joined the Navy at age 17 during World War II. My Dad was truly part of [...]

The Daily Approach to Financial Improvement


I see many people who set big financial goals for themselves. Get out of debt. Save up six months worth of expenses. Pay cash for a car. Save up a twenty-percent down payment for a house. Some goals are even bigger than that. Save two million dollars for retirement. Pay cash for a house. All [...]

Why You Should Shop at Mom and Pop Stores


I live about two miles away from “Restaurant Row,” a road that has an amazingly high concentration of restaurants from Mickey D’s to fine dining. I generally do not visit any of them, with only a few exceptions. Nestled among all of the high end chains (Roy’s, Morton’s, Ruth’s Chris, etc.) there are [...]

A Life Without Debt: Whatever Will I Do In My Old Age?


A couple of weeks ago I wrote about our decision to remain child-free and how that decision (while not based on money) has made it easier for us to remain out of debt. Several respondents wondered who would take care of me in my old age if I didn’t have kids. Wasn’t I giving up [...]


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