I get tickled when people tell me that they read a certain book or listened to a certain guru and followed the plan to the letter, but still have financial trouble or they can’t meet their goals. They seem stymied as to why the plan didn’t work. I often ask them if the plan was [...]

We have all struggled with our finances at one time or another, and I worry how my children’s financial lives will proceed. I want to spare them the trials and tribulations of my experience, but I wonder is that really the right thing to do?
I want my children to be financially savvy, so I [...]

The media would have us all believe that our beloved country has its foot to the floor in a race to heck. Everywhere you turn; there are reports of more business closings, higher unemployment and threats of losses in every quadrant of the nation. People are worried sick about what might happen. What might happen?
I [...]

We had a rare spring-like day this week – sunny and warm enough to shed the winter jacket for a bit. It was also the same day my favorite seed catalog arrived in the mail. Coincidence? I think not! Garden season is close.
Gardening has always seemed to me like a thrifty three-fer: exercise, time outside, [...]

Lately, I have been busy. Really busy. I am studying for a professional licensing exam and trying to balance 8 to 10 hours of studying per day with the responsibilities of being a good husband and father. On the whole, I am managing just fine. I hope.
That said, I don’t [...]

If you ever vacation with friends or family, chances are that one of your journeys will eventually find you traveling with people whose financial means are different from yours. They may have more money than you (or be more willing to incur debt on vacation) or less than you. Whatever the case, vacationing with people [...]

For all the time and expense involved and for all the talk about how a college degree will help you land a job and make a higher salary, there sure are a lot of important things that many college curriculum don’t teach you about how to excel in the working world. Here are a few [...]

A lot of people are realizing that a life without debt is both liberating and safe. It’s something that more and more people are striving for. The problem is, many people who would like to live a life without debt have no idea what that sort of life looks like. They have spent so many [...]

I’m sure I’m dating myself by telling you that I remember the days when boys in high school took shop and the girls took home economics. I don’t know what went on in shop class, but I know that home economics, as it was taught then in my school, was a joke. We did learn [...]

I grew up in the 1970’s. Looking back, I realize ever more what a really cool time that was. I knew people who had lived through the Great Depression and both of the World Wars. They had grown up through greater hardship than any we face today and they had learned to [...]