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Have You Already Given Up?


The age-old list of New Year’s resolutions is common among most Americans. Eat less, learn more, play more, exercise more, and save more are fairly typical items on our lists. As you’ve probably witnessed though, most resolutions are left by the wayside before too many weeks have passed. It’s been three — are you [...]

Why 401(k) Retirement Plans Really Don’t Work, and How to Fix Them


With the death of defined pension plans, 401(k) retirement plans have become a staple for many employees, but the recent financial turmoil has put these once infallible savings vehicles under the microscope. There have been numerous news articles detailing the stunning losses of the stock market since October of last year. Such stories usually offer [...]

Homeownership Myth: Why Not Everyone Should Be a Homeowner


Part of what has gotten the economy into such a mess is the belief that everyone should be a homeowner. Everyone from the government, to the mortgage brokers, to the banks, to the realtors and the homebuilders thinks that everyone in this country has the “right” and “duty” to own their own home. “It’s the [...]

Using Discount Programs to Save Money


Earlier today I had to buy a backpack. I had to buy a backpack because my high school aged son managed to break his current backpack. Now, I am not really sure how one breaks a backpack. Indeed, until today, I did not believe that one could actually break a backpack. [...]

Trip to the 99-Cent Store


The first time I went to the 99-cent store was about four years ago. I went primarily out of curiosity, and I was pretty creeped out. I was mostly interested in looking at the food, and it seemed like everything they sold was one letter off from the brand name item: Rice Krispis, Milk-e-way, you [...]

The Value of a Smile


When I was about twelve years old, I used to hang out at a bowling alley with about ten of the kids from my neighborhood. We played pinball and Space Invaders, which was the only stand alone video game in existence at that time (other than pong). We fed our quarters into those [...]

Stores: Machines Designed to Separate Me from My Money


I’m pretty frugal and don’t get my entertainment from hanging out in stores. Actually, I generally hate shopping except on the rare occasions when there is something I really want that I’m excited about. I can shop online for most stuff and save myself a lot of headache and time. Because I don’t like shopping, [...]

Adapting The Right Mindset To Land Your Dream Job


Do you love your job? Do you wish you did? Your mantra may be, “there’s a reason they call it work,” but you don’t have to trudge through your weekdays forever if you don’t want to.
The first step to landing your dream job is getting rid of the negative thoughts that are preventing you [...]

Trash the Budget and Get Happy


In 2008 you worried and logged every cent you made. You made out a budget and tried to stick to it. Every month you failed. Something came up and you overspent. It caused a great deal of tension and maybe even some arguments between you and your beloved spouse. It even made the kids feel [...]

Week in Review Financial Reading


Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week:

Circuit City to liquidate remaining U.S. stores
Congress considers ‘cash for clunkers’ proposal
This is why you continue to get those Nigerian scam emails
Chef Amanda Freitag Tries To Prep Family-Friendly Dinner On [...]


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