Comments on: Ways I Don’t Follow Common Financial Advice and Still Save Money http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html Bridging the gap between saving money and investing Sun, 08 Nov 2009 14:47:49 -0800 http://wordpress.org/?v=2.8 hourly 1 By: Cindy M http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-516410 Cindy M Thu, 15 Jan 2009 16:35:35 +0000 http://www.savingadvice.com/blog/?p=3759#comment-516410 Wow, I identify with much of what you say. I cut coupons for household goods for years but found I always, always end up buying more than necessary and coupons kept me thinking about shopping all the time, kind of foolish if your real goal is to kill the consumer mindset and slow down, which is what I'm after. I'm generic now for most of what I need, don't truly need that much but will stock up a bit on a few things. Eating out for me is maybe once a week lunches, dollar menu, a 2-for-1 deal or freebie that my running buddy and I split while we're out running errands, something we don't like to fix at home; we actually bring our own drinks, how's that for cheap? For the most part, I do my own cooking and am pretty darn good at it. I don't get mad at myself for leaving lights on anymore as mine are small ones in corners or windows at night all over the house in the winter. I'm doing budget utility bills right now but am thinking about going back the other way, makes better sense to me with my habits. I do all laundry in cold water. I leave my furnace turned at 68 during the day in the winter, turn it down to 65 at night or when I leave the house. My new thing is I'm sick of buying kleenex so decided to buy some of the old time ladies hankies at a dollar store, ditto using nice cloth napkins now for dinner instead of buying so many paper towels. This is working nicely. Again, my goal is to do less and less shopping of any kind unless it's absolutely necessary. Wow, I identify with much of what you say. I cut coupons for household goods for years but found I always, always end up buying more than necessary and coupons kept me thinking about shopping all the time, kind of foolish if your real goal is to kill the consumer mindset and slow down, which is what I’m after. I’m generic now for most of what I need, don’t truly need that much but will stock up a bit on a few things. Eating out for me is maybe once a week lunches, dollar menu, a 2-for-1 deal or freebie that my running buddy and I split while we’re out running errands, something we don’t like to fix at home; we actually bring our own drinks, how’s that for cheap? For the most part, I do my own cooking and am pretty darn good at it. I don’t get mad at myself for leaving lights on anymore as mine are small ones in corners or windows at night all over the house in the winter. I’m doing budget utility bills right now but am thinking about going back the other way, makes better sense to me with my habits. I do all laundry in cold water. I leave my furnace turned at 68 during the day in the winter, turn it down to 65 at night or when I leave the house. My new thing is I’m sick of buying kleenex so decided to buy some of the old time ladies hankies at a dollar store, ditto using nice cloth napkins now for dinner instead of buying so many paper towels. This is working nicely. Again, my goal is to do less and less shopping of any kind unless it’s absolutely necessary.

]]> By: Bill Payne http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-513080 Bill Payne Sun, 11 Jan 2009 00:03:23 +0000 http://www.savingadvice.com/blog/?p=3759#comment-513080 I really don't disagree with your comments as they pertain to the two of you. A lot depends, not only on the number of people, but the circumstances that come into play. Case in point would be coupons. One would have to consider how much time they really have to devote to coupon cutting and saving and how valuable their time is. Since I am in construction, I only mess with coupons during our slow time in the winter. I really don’t disagree with your comments as they pertain to the two of you. A lot depends, not only on the number of people, but the circumstances that come into play. Case in point would be coupons. One would have to consider how much time they really have to devote to coupon cutting and saving and how valuable their time is. Since I am in construction, I only mess with coupons during our slow time in the winter.

]]> By: thomas http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-511168 thomas Thu, 08 Jan 2009 19:29:34 +0000 http://www.savingadvice.com/blog/?p=3759#comment-511168 I like clipping coupons. Sure, I try to avoid brand name items, but some things just aren't the same. Most recently I tried to save $0.40 on hand soap by buying offbrand. What a mistake. These seem to work for you, although the light thing is a little weird. I like clipping coupons. Sure, I try to avoid brand name items, but some things just aren’t the same. Most recently I tried to save $0.40 on hand soap by buying offbrand. What a mistake.

These seem to work for you, although the light thing is a little weird.

]]> By: Carnival of Personal Finance: Fairy Tale Edition at Clever Dude Personal Finance & Money http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-509044 Carnival of Personal Finance: Fairy Tale Edition at Clever Dude Personal Finance & Money Mon, 05 Jan 2009 13:32:53 +0000 http://www.savingadvice.com/blog/?p=3759#comment-509044 [...] University, they needed some good post-graduate money tips, while also realizing that there are other ways to save money than the common financial advice. They organized their finances, simplified their finances and made [...] [...] University, they needed some good post-graduate money tips, while also realizing that there are other ways to save money than the common financial advice. They organized their finances, simplified their finances and made [...]

]]> By: L http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-508573 L Sun, 04 Jan 2009 20:15:20 +0000 http://www.savingadvice.com/blog/?p=3759#comment-508573 About the lights.. i have an acquantice father has been an electrician for years, he's an electrician now too, and they both insist that leaving lights on does VERY litle to increse electric bills. This is their advice, you may want to double check it:) About the lights.. i have an acquantice father has been an electrician for years, he’s an electrician now too, and they both insist that leaving lights on does VERY litle to increse electric bills. This is their advice, you may want to double check it:)

]]> By: Mr. GoTo http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-508004 Mr. GoTo Sat, 03 Jan 2009 14:51:34 +0000 http://www.savingadvice.com/blog/?p=3759#comment-508004 Nice list. I'm not sure I could get away with all of the eating out, either for the money or the dollar-menu nutrition. I would be interested in seeing your monthly spending history on food, including eating out, so we could examine that part. Nice list. I’m not sure I could get away with all of the eating out, either for the money or the dollar-menu nutrition. I would be interested in seeing your monthly spending history on food, including eating out, so we could examine that part.

]]> By: The weakonomist http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-507680 The weakonomist Fri, 02 Jan 2009 22:37:43 +0000 http://www.savingadvice.com/blog/?p=3759#comment-507680 I loved this post. Thank you for pointing out couponed products still cost more than generic! The dollar menu thing scares me though. I'm a $5 footlong kind of guy. I loved this post. Thank you for pointing out couponed products still cost more than generic!

The dollar menu thing scares me though. I’m a $5 footlong kind of guy.

]]> By: Eliminate Debt Blog http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-507634 Eliminate Debt Blog Fri, 02 Jan 2009 20:55:07 +0000 http://www.savingadvice.com/blog/?p=3759#comment-507634 Quite interesting to hear someone on the other side of this topic. Great valid points and advice. I never noticed that coupons were really just brand named stuff. Quite interesting to hear someone on the other side of this topic. Great valid points and advice. I never noticed that coupons were really just brand named stuff.

]]> By: Maismom http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-507633 Maismom Fri, 02 Jan 2009 20:53:26 +0000 http://www.savingadvice.com/blog/?p=3759#comment-507633 It shows not one method works for everyone. I use coupons and saved a lot of money for me. But, like I said, it worked for me doesn't mean it works for other people. We all should have our own method of saving money as long as it works. It shows not one method works for everyone. I use coupons and saved a lot of money for me. But, like I said, it worked for me doesn’t mean it works for other people. We all should have our own method of saving money as long as it works.

]]> By: Stephen Waits http://www.savingadvice.com/blog/2009/01/02/103759_ways-i-dont-follow-common-financial-advice-and-still-save-money.html/comment-page-1#comment-507581 Stephen Waits Fri, 02 Jan 2009 17:53:17 +0000 http://www.savingadvice.com/blog/?p=3759#comment-507581 Dollar menus? Sick. Dollar menus? Sick.

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