http://www.savingadvice.com/blog/2008/09/29/102863_financial-lessons-from-creditors.html Bridging the gap between saving money and investing Tue, 24 Nov 2009 22:38:31 -0800 http://wordpress.org/?v=2.8 hourly 1 http://www.savingadvice.com/blog/2008/09/29/102863_financial-lessons-from-creditors.html/comment-page-1#comment-601728 Maria E Retana Sun, 07 Jun 2009 21:58:44 +0000 http://www.savingadvice.com/blog/?p=2863#comment-601728 My monthly credit card payment was $30. per month. Then I decided to pay off right away whatever I was charging. I used my card for a flight back home, for the amt of $125. a couple days later I paid it off, so I thought. Turns out to be I was a day early paying $125. for the next billing cycle, it takes in the average of 5 business days to bank on line. I thought my payment would be considered for the following month, but no such thing, instead my following billing indicated I was late and I was charged a late fee. How unfair can that be, I send in an over payment and I am considered late. Actually I was a day early for the next months billing period. I called the bank and asked would they please reconsider, I was tolded, it is the computer making the late fee charges. I am so upset at the way this bank treated me. I have made an over payment, I always send my monthly payments, why do they cheat me? My monthly credit card payment was $30. per month. Then I decided to pay off right away whatever I was charging. I used my card for a flight back home, for the amt of $125. a couple days later I paid it off, so I thought. Turns out to be I was a day early paying $125. for the next billing cycle, it takes in the average of 5 business days to bank on line. I thought my payment would be considered for the following month, but no such thing, instead my following billing indicated I was late and I was charged a late fee. How unfair can that be, I send in an over payment and I am considered late. Actually I was a day early for the next months billing period. I called the bank and asked would they please reconsider, I was tolded, it is the computer making the late fee charges. I am so upset at the way this bank treated me. I have made an over payment, I always send my monthly payments, why do they cheat me?

]]> http://www.savingadvice.com/blog/2008/09/29/102863_financial-lessons-from-creditors.html/comment-page-1#comment-446563 MollyJ Mon, 29 Sep 2008 15:36:58 +0000 http://www.savingadvice.com/blog/?p=2863#comment-446563 Good read. Something to think about Good read. Something to think about

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