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	<title>Comments on: Ten Money-Saving Reasons to Get Out of Bed Early</title>
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	<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Tom</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-527580</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Thu, 05 Feb 2009 15:33:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-527580</guid>
		<description>Good post I recently start getting up at 5:30am. I use be a night owl, because I had to work 4pm -12:00 and sometimes all night.My body feels much better now that I work 7am-3;30pm. I feel I get a lot more done.Yes I&#039;m always ready to go to bed at 9am</description>
		<content:encoded><![CDATA[<p>Good post I recently start getting up at 5:30am. I use be a night owl, because I had to work 4pm -12:00 and sometimes all night.My body feels much better now that I work 7am-3;30pm. I feel I get a lot more done.Yes I&#8217;m always ready to go to bed at 9am</p>
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		<title>By: Interesting Reads from Fellow Personal Finance Bloggers #8 &#124; Pecuniarities</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-522213</link>
		<dc:creator>Interesting Reads from Fellow Personal Finance Bloggers #8 &#124; Pecuniarities</dc:creator>
		<pubDate>Sun, 25 Jan 2009 23:50:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-522213</guid>
		<description>[...] Saving Advice gives us Ten Money-Saving Reasons to Get Out of Bed Early. [...]</description>
		<content:encoded><![CDATA[<p>[...] Saving Advice gives us Ten Money-Saving Reasons to Get Out of Bed Early. [...]</p>
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		<title>By: Denise</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-508330</link>
		<dc:creator>Denise</dc:creator>
		<pubDate>Sun, 04 Jan 2009 03:29:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-508330</guid>
		<description>Nice idea.  I am a night owl by nature too so that would be difficult.  However, I have been quite happy with my shopping strategy as it makes a difference and timing certainly does as well.
 
We saved quite a bit of holiday budget to wait for the expected after-holiday sales. That was part of our plan ahead of time. Since then, we have been looking through bargains worth picking up. It’s not about being overly frugal, but simply smart shopping. In fact, we bought a large LCD TV over the holiday. We also sold or gave away some stuff on Craigslist to those who can need some stuff more than we do.
  
As consumers, we are all trying to make do and get as much as possible for each dollar spent. Lately my family and I have been doing more research before buying anything, and have also done more online shopping and looked harder for better deals. As mentioned previously, we have not stopped spending, however.</description>
		<content:encoded><![CDATA[<p>Nice idea.  I am a night owl by nature too so that would be difficult.  However, I have been quite happy with my shopping strategy as it makes a difference and timing certainly does as well.</p>
<p>We saved quite a bit of holiday budget to wait for the expected after-holiday sales. That was part of our plan ahead of time. Since then, we have been looking through bargains worth picking up. It’s not about being overly frugal, but simply smart shopping. In fact, we bought a large LCD TV over the holiday. We also sold or gave away some stuff on Craigslist to those who can need some stuff more than we do.</p>
<p>As consumers, we are all trying to make do and get as much as possible for each dollar spent. Lately my family and I have been doing more research before buying anything, and have also done more online shopping and looked harder for better deals. As mentioned previously, we have not stopped spending, however.</p>
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		<title>By: Demeter&#8217;s Garden &#187; Does Getting Up Early Help You Save Money?</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-459970</link>
		<dc:creator>Demeter&#8217;s Garden &#187; Does Getting Up Early Help You Save Money?</dc:creator>
		<pubDate>Thu, 23 Oct 2008 23:43:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-459970</guid>
		<description>[...] Getting Up Early Help You Save Money?  Check out this article that lists Ten Money-Saving Reasons to Get Out of Bed Early! I&#8217;m not a morning person AT ALL, but I do like to get up early and get some breakfast so I [...]</description>
		<content:encoded><![CDATA[<p>[...] Getting Up Early Help You Save Money?  Check out this article that lists Ten Money-Saving Reasons to Get Out of Bed Early! I&#8217;m not a morning person AT ALL, but I do like to get up early and get some breakfast so I [...]</p>
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		<title>By: Gail</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-445099</link>
		<dc:creator>Gail</dc:creator>
		<pubDate>Sat, 27 Sep 2008 14:19:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-445099</guid>
		<description>My hubby and are are both night owls, him more than me. We work at home too and if he feels like working to midnight that is okay. When we venture out on a &#039;date&#039; it is usually still light out and at times we get the early bird specials too. 

Our entertainment costs are few also, out of choice. I&#039;m disabled and don&#039;t enjoy being out for long periods of time so we watch movies (DVD,VHS) at home that we pick up cheap at yardsales, etc. He likes making things and I sew and read for a hobby. I don&#039;t think we are ever bored.

Like you we have no commuting costs and in total we only put about 4000 miles on our car a year. We watch our energy bills and have instituted plans to help lower them.

I guess what I&#039;m saying is that even night owls can save money. Your finances don&#039;t have much to do with what time you do or don&#039;t go to bed, it is all about attitude and how you choose to live your life. For instance you wouldn&#039;t catch me dead at a Black Friday sale--I don&#039;t need anything at them. Our Christmas gift list is short and I make my own clothes and pick up hubbies at when I can find them cheap. After awhile of running a household, there just isn&#039;t that many things a person really NEEDS to buy.</description>
		<content:encoded><![CDATA[<p>My hubby and are are both night owls, him more than me. We work at home too and if he feels like working to midnight that is okay. When we venture out on a &#8216;date&#8217; it is usually still light out and at times we get the early bird specials too. </p>
<p>Our entertainment costs are few also, out of choice. I&#8217;m disabled and don&#8217;t enjoy being out for long periods of time so we watch movies (DVD,VHS) at home that we pick up cheap at yardsales, etc. He likes making things and I sew and read for a hobby. I don&#8217;t think we are ever bored.</p>
<p>Like you we have no commuting costs and in total we only put about 4000 miles on our car a year. We watch our energy bills and have instituted plans to help lower them.</p>
<p>I guess what I&#8217;m saying is that even night owls can save money. Your finances don&#8217;t have much to do with what time you do or don&#8217;t go to bed, it is all about attitude and how you choose to live your life. For instance you wouldn&#8217;t catch me dead at a Black Friday sale&#8211;I don&#8217;t need anything at them. Our Christmas gift list is short and I make my own clothes and pick up hubbies at when I can find them cheap. After awhile of running a household, there just isn&#8217;t that many things a person really NEEDS to buy.</p>
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		<title>By: Saturday Link-fest &#124; My Daily Dollars</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-445047</link>
		<dc:creator>Saturday Link-fest &#124; My Daily Dollars</dc:creator>
		<pubDate>Sat, 27 Sep 2008 12:34:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-445047</guid>
		<description>[...] I liked Saving Advice&#8217;s ideas on how to save money by getting out of bed earlier. [...]</description>
		<content:encoded><![CDATA[<p>[...] I liked Saving Advice&#8217;s ideas on how to save money by getting out of bed earlier. [...]</p>
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		<title>By: Until Debt Do US Part</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-444506</link>
		<dc:creator>Until Debt Do US Part</dc:creator>
		<pubDate>Fri, 26 Sep 2008 15:38:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-444506</guid>
		<description>Great list! 

I agree with you point on productivity. Whenever I get up early I get a good jump start on the day and on my work. I manage to achieve so much more when I am up early.

Its strange but I think my body also appreciates it when I get up early - not that I&#039;d consider myself an early riser by no means. But when I get up early I have a renewed sense of energy and vigour.</description>
		<content:encoded><![CDATA[<p>Great list! </p>
<p>I agree with you point on productivity. Whenever I get up early I get a good jump start on the day and on my work. I manage to achieve so much more when I am up early.</p>
<p>Its strange but I think my body also appreciates it when I get up early &#8211; not that I&#8217;d consider myself an early riser by no means. But when I get up early I have a renewed sense of energy and vigour.</p>
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		<title>By: Interesting Reads from Fellow Personal Finance Bloggers #8 &#124; Our Fourpence Worth</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-442654</link>
		<dc:creator>Interesting Reads from Fellow Personal Finance Bloggers #8 &#124; Our Fourpence Worth</dc:creator>
		<pubDate>Tue, 23 Sep 2008 22:16:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-442654</guid>
		<description>[...] Saving Advice gives us Ten Money-Saving Reasons to Get Out of Bed Early. [...]</description>
		<content:encoded><![CDATA[<p>[...] Saving Advice gives us Ten Money-Saving Reasons to Get Out of Bed Early. [...]</p>
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		<title>By: ThiNg</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-442128</link>
		<dc:creator>ThiNg</dc:creator>
		<pubDate>Mon, 22 Sep 2008 21:57:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-442128</guid>
		<description>I have found that you shouldn&#039;t concentrate on what time you go to bed at all. The important thing is to consistently wake up at the same time each morning (including weekends). Your body will automatically adjust it&#039;s bedtime for you. Stay awake until you feel tired, then sleep. But regardless, get up at the same time. After a couple of days staying up late, you will fall asleep at a reasonable time.

That will increase your &#039;active&#039; time during the day and let you get enough sleep to boot!</description>
		<content:encoded><![CDATA[<p>I have found that you shouldn&#8217;t concentrate on what time you go to bed at all. The important thing is to consistently wake up at the same time each morning (including weekends). Your body will automatically adjust it&#8217;s bedtime for you. Stay awake until you feel tired, then sleep. But regardless, get up at the same time. After a couple of days staying up late, you will fall asleep at a reasonable time.</p>
<p>That will increase your &#8216;active&#8217; time during the day and let you get enough sleep to boot!</p>
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		<title>By: Monroe on a Budget &#187; Saving Advice: 10 money-saving reasons to get out of bed early</title>
		<link>http://www.savingadvice.com/blog/2008/09/19/102638_ten-money-saving-reasons-to-get-out-of-bed-early.html/comment-page-1#comment-440937</link>
		<dc:creator>Monroe on a Budget &#187; Saving Advice: 10 money-saving reasons to get out of bed early</dc:creator>
		<pubDate>Sat, 20 Sep 2008 19:52:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2638#comment-440937</guid>
		<description>[...] Saving Advice has this post 10 money-saving reasons to get out of bed early. [...]</description>
		<content:encoded><![CDATA[<p>[...] Saving Advice has this post 10 money-saving reasons to get out of bed early. [...]</p>
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