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Are You Really Worse Off or Does It Just Seem That Way?


Like any good financial nerd, I spend a lot of time watching and reading the media’s coverage of the economy. Over the last few months the tone has gone from mildly concerned, through concerned, and on to full blown panic. This amuses me because you can literally watch the rhetoric ratchet up and up, [...]

Is More a Better Deal?


The question to get your morning rolling today is, Is more a better deal?
This is one of the questions that I truly struggle with on a daily basis. I will give a classic example. I was at a fast food restaurant the other day and made my #3 set order which included a regular sized [...]

God and Money: Prayer Won’t Fix People’s Finances


By M. Ellis, Special Guest Writer
The other day a friend invited me to her church because she knows that I’m interested in finance and the minister was beginning a series on God and finance. I almost declined because the thought of a minister preaching on God and finance gives me the heebie jeebies. I’ve often [...]

Should the Speed Limit Be Reduced to 55 mph Again?


Today’s question to get your morning rolling is, Should the speed limit be reduced to 55 mph again?
I find quite curious is that with all the complaining about gas prices, nobody has been willing to come out and say it’s time to go back to 55 mph speed limit again. I think that shows how [...]

Weekend Personal Finance Reading


Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week:

How to stop worrying and learn to love the bear
Inspiration for wannabe entrepreneurs
Top 10 Ways to Trick Yourself into Saving Money
Credit Card Forensics
What Type of Billionaire Would You Be?
[...]

Managing Subscription Costs


How many subscriptions do you pay for? Be sure to count not just magazines and newspapers but also services (warranties, computer virus protection, cell phone contract, ISP, etc.), memberships (gyms, fan clubs, business associations), and entertainment packages (Netflix, cable or satellite, online game sites, etc.) Count anything for which you are billed on [...]

When Should You Give to Charity?


Today’s question to get your morning rolling is, Should you wait until you have a lot of money before giving to charity or should you give to charity even when you don’t have a lot?
I have two good friends that have opposing view on the best way to give to charity. One never gives to [...]

Scheduled Habits: 10 “Every Other” Savings


It’s no secret that changing your habits can lead to monetary savings. But in the rush to reduce the daily splurges like coffee and meals out, and the big ticket items like clothes and vacations, many of us overlook what I call “Every Other” savings. These are things that you do or pay for on [...]

Should You Eat Food after the Expiration Date?


Today’s question to get your morning rolling is, Should you eat food after the expiration date?
This is an argument that my wife and I often get into when the food in the refrigerator goes past the date marked on the package. My wife’s automatic reaction is to look at the date and throw out anything [...]

Investing Hack: Why I bought $199 in Apple Stock Instead of a New Apple 3G iPhone


I’m a big fan of index funds because, quite frankly, I don’t know much about investing and I would rather spend my time doing other things than learning how to invest in individual companies. Warren Buffett agrees with me on this as his response to a question at the Berkshire Hathaway annual shareholder meeting:
“If you [...]


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