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Frugality: Normal or Extreme Behavior?
By Jennifer Derrick
When many people today think of frugality they think of a life filled with deprivation and sacrifice. They think of people who are living on the fringe of society; people who make all their own clothes, eschew modern technology, aren’t knowledgeable about popular culture, and mail-order worms for their compost heaps.
While some […]
Personal Finance Isn’t Just About the Money
Shannon Christman
Personal finance isn’t about money. Well, it is about money in the sense that it’s not about music or biology or hockey, but it’s not only about money. Having strong personal finance skills usually does mean that you will have more money than your peers, but the benefits of honing your personal finance skills […]
Should Rising Gas Prices Make You Buy a New Car?
By Jennifer Derrick
Unless you’ve been living under a rock, you know that gas prices are soaring sky high. As a result, many people are rushing out to trade in their older, larger, inefficient cars for newer smaller, more efficient models. But is this rush to trade really necessary, or even a good thing?
Certainly if you’re […]
Recycling Jeans: Things to do with Denim when it’s Dead
By Ann Hartter
I love my blue jeans. They’re a pain to find and when I do, I pay top dollar for something that fits and isn’t too fashionable. I then wear them till they’re holding on by mere threads. I do get good use out of my jeans, but the price I end up paying […]
Personal Finance Weekend Reading
Weekend reading is a round-up of personal finance reading that has caught our eye that may be of interest to you:
Discussions From The Forums
These are threads started this past week within the forums which have created quite a bit of discussion:
Can I afford this house?
Am I the only one?
just wondering
Official Social […]
The Money Saving Aspects of Daylight Savings Time
By Jennifer Derrick
I’m a huge fan of daylight savings time. I hate the long dark winters and get excited when we make the transition to longer days. But beyond my joy at more daylight, the transition to daylight savings time also saves me money. When we moved to the longer period of daylight savings time […]
When It Comes to Saving, “Instead of…” Is a Poor Excuse
By Shannon Christman
“Instead of using coupons, I buy things on sale” is a statement I hear often from people who think I waste my time clipping coupons. My response is, “Why not do both? If you use the coupons for things that are on sale, you can save even more.” In most cases, the […]
5 Rules for Taking Advantage of a 0% Interest Rate Offer
By Cortni Marrazzo
“No interest and no payments for an entire year!” This statement can stop people in their tracks when shopping and often times is the deciding factor on a particular purchase. But this statement can be a dangerous one if you aren’t careful. No interest = no worries, right? […]
Why Don’t More Faith Communities Emphasize Simple Living?
By Shannon Christman
My church is part of a denomination whose doctrinal statement reads in part, “Nonconformity calls us to reject the world’s unrestrained materialism, its sensualism, and its self-centeredness. Rather we seek to express the values of God’s kingdom by a lifestyle of modesty and simplicity.” Nevertheless, in the eight and a half years […]
The Financial Challenge of Jury Duty
By Jennifer Derrick
This week I got sucked into jury duty. The last time I did it I was very young and didn’t really care about giving up a whole day to sit in a courtroom for just a few dollars. Heck, at that age they could have given me anything and I would have thought […]
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