Comments on: How do you start fixing your financial problems? http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html Bridging the gap between saving money and investing Fri, 29 Aug 2008 00:00:11 +0000 http://wordpress.org/?v=2.6.1 By: pfodyssey http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-259312 pfodyssey Mon, 03 Mar 2008 20:17:25 +0000 http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-259312 I like the list, but suspect it would change depending upon the individual. For example, your list seemed heavily skewed toward someone who had a lot of credit card debt (getting credit reports would probably be at the very bottom of any list I would make). Nonetheless, goo d comments! I like the list, but suspect it would change depending upon the individual. For example, your list seemed heavily skewed toward someone who had a lot of credit card debt (getting credit reports would probably be at the very bottom of any list I would make). Nonetheless, goo d comments!

]]> By: Jay Gatsby http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-259057 Jay Gatsby Mon, 03 Mar 2008 13:59:34 +0000 http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-259057 There are a whole host of ways to start fixing your financial problems, but the most effective one is simply making the decision to do so. Most people stick their heads in the sand, hoping that some external force, be it g-d, fate, family, long lost rich uncle, etc... will take care of their needs. What they don't realize is that no one cares more about their financial well-being than they do. People often have to go through a period of extreme financial hardship to realize this simple fact. There are a whole host of ways to start fixing your financial problems, but the most effective one is simply making the decision to do so. Most people stick their heads in the sand, hoping that some external force, be it g-d, fate, family, long lost rich uncle, etc… will take care of their needs. What they don’t realize is that no one cares more about their financial well-being than they do. People often have to go through a period of extreme financial hardship to realize this simple fact.

]]> By: TFOM http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-258722 TFOM Mon, 03 Mar 2008 06:09:43 +0000 http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-258722 You sure can save a ton by making a list before you go to the grocery store. Never go to the grocery store HUNGRY! On my blog I have a step-by-step guide to your Free annual credit reports from all three bureaus for anyone interested! Just click on "REAL Free Credit Reports" under "Best of the Blog" There pretty easy to get and free, just remember that once you pull them you have to wait 12 more months before you can pull them again! You sure can save a ton by making a list before you go to the grocery store. Never go to the grocery store HUNGRY!

On my blog I have a step-by-step guide to your Free annual credit reports from all three bureaus for anyone interested! Just click on “REAL Free Credit Reports” under “Best of the Blog”

There pretty easy to get and free, just remember that once you pull them you have to wait 12 more months before you can pull them again!

]]> By: Hilary http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-258691 Hilary Mon, 03 Mar 2008 05:30:30 +0000 http://www.savingadvice.com/blog/2008/03/02/102038_how-do-you-start-fixing-your-financial-problems.html#comment-258691 One nifty trick I learned with credit reports is this: When you go to annualcreditreport.com, you are entitled to one free report <b>per agency</b> per year. So, you can actually stagger them so you view one every four months (Jan. from Transunion, May from Equifax, Sept. from Experian, Jan. from Transunion, etc...). B/c they have to update each other (if a new line of credit is opened, for example), this is a great way to monitor your credit without paying for a service. Plus, every four months you get to deal with just one credit bureau for updates and corrections, as opposed to dealing with all three at once. One nifty trick I learned with credit reports is this: When you go to annualcreditreport.com, you are entitled to one free report per agency per year. So, you can actually stagger them so you view one every four months (Jan. from Transunion, May from Equifax, Sept. from Experian, Jan. from Transunion, etc…).

B/c they have to update each other (if a new line of credit is opened, for example), this is a great way to monitor your credit without paying for a service. Plus, every four months you get to deal with just one credit bureau for updates and corrections, as opposed to dealing with all three at once.

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