http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html Bridging the gap between saving money and investing Fri, 19 Mar 2010 20:50:30 -0700 http://wordpress.org/?v=2.8 hourly 1 http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html/comment-page-1#comment-236713 Pete @ biblemoneymatters.com Tue, 05 Feb 2008 18:32:34 +0000 http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html#comment-236713 Thanks for your comment on my blog about this post. I'm going to link to your post in that day's bible verse discussion. thanks! Thanks for your comment on my blog about this post. I’m going to link to your post in that day’s bible verse discussion. thanks!

]]> http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html/comment-page-1#comment-205988 Monroe on a budget » Blog Archive » Prepare for Your Financial Winter in Times of Plenty Tue, 08 Jan 2008 21:15:41 +0000 http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html#comment-205988 [...] SavingAdvice.com has this post: “Prepare for Your Financial Winter in Times of Plenty.” [...] [...] SavingAdvice.com has this post: “Prepare for Your Financial Winter in Times of Plenty.” [...]

]]> http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html/comment-page-1#comment-201717 pilotasco Sat, 05 Jan 2008 11:24:38 +0000 http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html#comment-201717 I am a farmer and yes you are correct in that farmers do relax some in the winter, in northern areas, but many individuals are on boards and committees and attend meetings. The winter can be consumed by attending update meetings on production,marketing, tax planning, year end reviews of finances, considerations for the upcoming year for crops and inputs and areas best served with the money available. Farming is a business and like any business there is a profit potential if proper planning is done and that plan, ie. cash flow projection and budget and marketing plan, is closely monitored throughout the year and disaster doesn't strike, hopefully that is covered by crop insurance, farmers will turn a profit and be able to payoff debt and make some capital improvements as well as provide a decent living for a family. The grain markets are high but that is a problem for livestock producers for feed costs. Fuel and fertilizer and most other inputs are all higher than in the past so the next few years will need to be handled with caution to retain income for the lean years that tend to show up. I am a farmer and yes you are correct in that farmers do relax some in the winter, in northern areas, but many individuals are on boards and committees and attend meetings. The winter can be consumed by attending update meetings on production,marketing, tax planning, year end reviews of finances, considerations for the upcoming year for crops and inputs and areas best served with the money available. Farming is a business and like any business there is a profit potential if proper planning is done and that plan, ie. cash flow projection and budget and marketing plan, is closely monitored throughout the year and disaster doesn’t strike, hopefully that is covered by crop insurance, farmers will turn a profit and be able to payoff debt and make some capital improvements as well as provide a decent living for a family. The grain markets are high but that is a problem for livestock producers for feed costs. Fuel and fertilizer and most other inputs are all higher than in the past so the next few years will need to be handled with caution to retain income for the lean years that tend to show up.

]]> http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html/comment-page-1#comment-201228 Minimum Wage Fri, 04 Jan 2008 21:38:46 +0000 http://www.savingadvice.com/blog/2008/01/04/101990_prepare-for-your-financial-winter-in-times-of-plenty.html#comment-201228 What if you never have good years? I earn minimum wage or something close to it, year in and year out. What if you never have good years? I earn minimum wage or something close to it, year in and year out.

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