Comments on: Straight Talk From a (Former) Insurance Salesperson http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html Bridging the gap between saving money and investing Sun, 12 Oct 2008 23:39:07 +0000 http://wordpress.org/?v=2.6.1 By: Holly http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-369131 Holly Tue, 22 Jul 2008 01:51:16 +0000 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-369131 A few years ago, I helped my mother choose long term life coverage, and plan for her funeral. I, too, was initially repelled by the salespeople's "pushiness", but, being a teacher, I reminded myself to calm down, not take it personally and listen and evaluate for myself. She is now in a nursing home, with Alzheimer's and I am so glad for those "Pushy" salespeoples! They didn't back down and I realized they were honestly trying to help us and educate us on what we didn't know Mother needed. Instead of taking it personally, understand that the pushiness just be a tactic to get your attention so you can listen and make an informed decision on something that makes a real difference in life, and death. And, after life, we all die...even our Mothers die, but with proper coverage they don't have to live in a dump or suffer long, lonely days. A few years ago, I helped my mother choose long term life coverage, and plan for her funeral. I, too, was initially repelled by the salespeople’s “pushiness”, but, being a teacher, I reminded myself to calm down, not take it personally and listen and evaluate for myself. She is now in a nursing home, with Alzheimer’s and I am so glad for those “Pushy” salespeoples! They didn’t back down and I realized they were honestly trying to help us and educate us on what we didn’t know Mother needed. Instead of taking it personally, understand that the pushiness just be a tactic to get your attention so you can listen and make an informed decision on something that makes a real difference in life, and death. And, after life, we all die…even our Mothers die, but with proper coverage they don’t have to live in a dump or suffer long, lonely days.

]]> By: Sam Pru http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-337966 Sam Pru Sat, 14 Jun 2008 18:22:36 +0000 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-337966 Well, pushy? Yes, lots of agent are. Just look for the one that meets your needs and know what you need! children need insurance.. Friend of mine lost his 19 year old son, Clollage demand their money, cemetaries cost money on and on. Not something to preach about but this is the real world. There is bad and good agents out there just like cops, doctors, lawyers, contractors, and so on what can you do.. Truth is be prepared and think of the family. You heard of lots of kids working and no life for them because father died and they have to support the family now, cause father was selfish and thought that will never happen to me.. Well, pushy? Yes, lots of agent are. Just look for the one that meets your needs and know what you need!
children need insurance.. Friend of mine lost his 19 year old son, Clollage demand their money, cemetaries cost money on and on. Not something to preach about but this is the real world.
There is bad and good agents out there just like cops, doctors, lawyers, contractors, and so on what can you do.. Truth is be prepared and think of the family. You heard of lots of kids working and no life for them because father died and they have to support the family now, cause father was selfish and thought that will never happen to me..

]]> By: devilray http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-130646 devilray Tue, 23 Oct 2007 10:20:13 +0000 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-130646 I find most insurance salespeople pushy. That is my main problem with them. Always trying to upsell you even when you know exactly what you want. I find most insurance salespeople pushy. That is my main problem with them. Always trying to upsell you even when you know exactly what you want.

]]> By: Life Insurance Toronto http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-127162 Life Insurance Toronto Tue, 16 Oct 2007 09:14:40 +0000 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-127162 Reading this article made me nod after each paragraph. Very well put! In my opinion, the most important message to underline is: Ask friends, family and co-workers, someone you trust about where to go for a life insurance. Because virtually all of us need a life insurance, except for the babies and children. Reading this article made me nod after each paragraph. Very well put!
In my opinion, the most important message to underline is: Ask friends, family and co-workers, someone you trust about where to go for a life insurance.
Because virtually all of us need a life insurance, except for the babies and children.

]]> By: Don't buy this... http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-126022 Don't buy this... Fri, 12 Oct 2007 16:17:30 +0000 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-126022 What a nice sales pitch for insurance! What a nice sales pitch for insurance!

]]> By: Traciatim http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-124272 Traciatim Mon, 08 Oct 2007 14:51:16 +0000 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-124272 I just recently purchased a house and am currently the sole income earner for my family. My spouse is just starting a business. I have a fairly limited insurance coverage currently. I am looking at getting two additional products. 1) I want a joint 'first to die' term life insurance for my spouse and I. This is fairly simple to set up and I can handle this one. 2) Joint disability coverage. This is where I will probably have some trouble. Since she is just starting out how do we know what she will be making or what she will need to replace in the future. Also, this insurance is fairly new to me, do you have any good resources that list good questions to ask and what kinds of coverages are available? As it stands right now our Mortgage is covered with standard life/disability group coverage and my group benefits through work offer a fairly comprehensive plan of life/accidental death/disability. Since I am fairly young and in moderately good health the things I worry about most is accidental death and disability. Especially when I almost pulled my car out in front of a rather large truck the other day. It was pretty close, and it was funny that the first thought was 'holy crap that was close' and then my next thought was 'I wonder if I'm insured enough'. I just recently purchased a house and am currently the sole income earner for my family. My spouse is just starting a business. I have a fairly limited insurance coverage currently. I am looking at getting two additional products.

1) I want a joint ‘first to die’ term life insurance for my spouse and I. This is fairly simple to set up and I can handle this one.

2) Joint disability coverage. This is where I will probably have some trouble. Since she is just starting out how do we know what she will be making or what she will need to replace in the future. Also, this insurance is fairly new to me, do you have any good resources that list good questions to ask and what kinds of coverages are available?

As it stands right now our Mortgage is covered with standard life/disability group coverage and my group benefits through work offer a fairly comprehensive plan of life/accidental death/disability. Since I am fairly young and in moderately good health the things I worry about most is accidental death and disability. Especially when I almost pulled my car out in front of a rather large truck the other day. It was pretty close, and it was funny that the first thought was ‘holy crap that was close’ and then my next thought was ‘I wonder if I’m insured enough’.

]]> By: Fred333 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-124254 Fred333 Mon, 08 Oct 2007 14:22:42 +0000 http://www.savingadvice.com/blog/2007/10/08/101815_straight-talk-from-a-former-insurance-salesperson.html#comment-124254 Very good points. Any insurance is kinda like a catch 22 with the fact of the "if" is always in hindsight once it happens. Better to be prepared then unprepared. Nice article though. Very good points. Any insurance is kinda like a catch 22 with the fact of the “if” is always in hindsight once it happens. Better to be prepared then unprepared. Nice article though.

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