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Financial Survival – Survivorman


One of the few shows I make sure I watch is Survivorman. For those who are unfamiliar with this show, it is about a man who strands himself in different locales all around the world with just his camera equipment and a few random items for seven days. He then documents his survival, [...]

How Much Money Should I Keep at Home? (Your Advice)


As the US becomes more and more a cashless society, is it really necessary to have cash at all? In many instances, there may be no reason, but one time that cash is king is when there is an emergency where normal outlets that dispense cash are not available and credit systems may be offline [...]

Money Confession – Life Choices


We all have money secrets that we keep to ourselves. I’ve asked people to anonymously give their money confessions to me after the speeches I give for the past few months. This is confession number 63 in the series:

“I have to choose between food and prescription medicine my doctors say I need to take to [...]

There is No Such Thing as Divorce Insurance – Why Financial Ignorance is Far From Bliss


When I sold life insurance, I fantasized about shaking the shoulders of women who responded to a financial question with, “Oh, I don’t know any of that stuff. My husband makes the money. I just spend it.”
Outwardly, I remained professional and found restrained ways to encourage them to wake up to the danger [...]

Healthy Food on a Budget (Your Advice)


When money gets tight, one place that many people try to save money is on food. The problem is that this often means sacrificing healthy food. Therefore when the food budget is tight, a question that is often asked is whether it is possible to eat health food and still stay within budget? That is [...]

Money Confession – Borrowing Money


Almost everyone has some type of money secret that they keep. I have been collecting these secrets for the last few months asking people to anonymously give theirs to me after the speeches I give. This is confession number 62 in the series:

“I hate borrowing money from my parents because it always comes with strings [...]

The Great Crayon Reform: How To Revitalize Used Crayons


The older the artist, the smaller the crayons become. Many kids don’t have a problem with broken crayons. Many kids ignore them. Many kids get gifted several boxes of crayons in a year, or build up a collection over time. Throwing crayon pieces away is one of the most dissatisfying clean-up jobs to parents and [...]

Credit Card vs. Emergency Fund (Your Advice)


One of the questions that is often sent to me is whether one should to pay down credit card debt or build an emergency fund first. As with most issues dealing with personal finances, a lot depends on your particular circumstances. One readers explains hers and is looking for advice:
I just read your post about [...]

Money Confession – Generosity


I collect money confessions from people who give them anonymously to me after the talks I give and share some of the more interesting ones here. This is confession number 61 in the series:

“When I didn’t have money, I always said that I would be generous to a fault if I ever did have money. [...]

When Lightning Strikes – How To Remember Your Great Ideas


Great ideas can come at any time. More often than not, we are usually preoccupied when the lightning strikes, and we tell ourselves we will write it down later only to forget what it was that was so amazing. No matter what your profession, a lost idea is lost money. A simple [...]


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